Document New Jersey[187]

New Jersey: 2002 2002 Economic Census Finance and Insurance Geographic Area Series Issued August 2005 EC02-52A-NJ U.S. Department of Commerce Economics and Statistics Administration U.S. CENSUS BUREAU ACKNOWLEDGMENTS This report was prepared in the Service Sector Statistics Division under the direction of Bobby E. Russell, Assistant Division Chief for Census Programs. Planning, management, and coordination of this report were under the supervision of Steven M. Roman, Chief, Utilities and Financial Census Branch, assisted by Steven L. Barron, Amy R. Houtz, Faye A. Jacobs, Pamela J. Palmer, Maria A. Poschinger, and Vannah L. Beatty. Primary staff assistance was provided by Diane M. Carodiskey, James B. Chandler, Sandra K. Creech, Michael J. Garger, Lolita V. Jones, Aaron Z. Potacki, Karyn N. Reynolds, Charles T. Spradlin, Marlo N. Thornton, and Brianna Wills. Mathematical and statistical techniques, as well as the coverage operations were provided by Ruth E. Detlefsen, Assistant Division Chief for Research and Methodology, assisted by Scot A. Dahl, Leader, Census/Current Integration Group, with staff assistance from Samson A. Adeshiyan and Anthony G. Tersine Jr. Eddie J. Salyers, Assistant Division Chief of Economic Planning and Coordination Division, was responsible for overseeing the editing and tabulation procedures and the interactive analytical software. Dennis Shoemaker and Kim Wortman, Special Assistants, John D. Ward, Chief, Analytical Branch, and Brandy L. Yarbrough, Chief, Edit Branch, were responsible for developing the systems and procedures for data collection, editing, review, and correction. Donna L. Hambric, Chief of the Economic Planning Staff, was responsible for overseeing the systems and information for dissemination. Douglas J. Miller, Chief, Tables and Dissemination Branch, assisted by Lisa Aispuro, Jamie Fleming, Keith Fuller, Andrew W. Hait, and Kathy G. Padgett were responsible for developing the data dissemination systems and procedures. The Geography Division staff, Robert LaMacchia, Chief, developed geographic coding procedures and associated computer programs. The Economic Statistical Methods and Programming Division, Howard R. Hogan, Chief, developed and coordinated the computer processing systems. Barry F. Sessamen, Assistant Division Chief for Post Collection, was responsible for design and implementation of the processing systems and computer programs. Gary T. Sheridan, Chief, Macro Analytical Branch, assisted by Apparao V. Katikineni and Edward F. Johnson provided computer programming and implementation. The Systems Support Division provided the table composition system. Robert Joseph Brown, Table Image Processing System (TIPS) Senior Software Engineer, was responsible for the design and development of the TIPS, under the supervision of Robert J. Bateman, Assistant Division Chief, Information Systems. The staff of the National Processing Center performed mailout preparation and receipt operations, clerical and analytical review activities, and data entry. Margaret A. Smith, Bernadette J. Beasley, Michael T. Browne, and Alan R. Plisch of the Administrative and Customer Services Division, Walter C. Odom, Chief, provided publication and printing management, graphics design and composition, and editorial review for print and electronic media. General direction and production management were provided by James R. Clark, Assistant Division Chief, and Susan L. Rappa, Chief, Publications Services Branch. Special acknowledgment is also due the many businesses whose cooperation contributed to the publication of these data. New Jersey: 2002 Issued August 2005 EC02-52A-NJ 2002 Economic Census Finance and Insurance Geographic Area Series U.S. Department of Commerce Carlos M. Gutierrez, Secretary David A. Sampson, Acting Deputy Secretary Economics and Statistics Administration Kathleen B. Cooper, Under Secretary for Economic Affairs U.S. CENSUS BUREAU Charles Louis Kincannon, Director ECONOMICS AND STATISTICS ADMINISTRATION Economics and Statistics Administration Kathleen B. Cooper, Under Secretary for Economic Affairs U.S. CENSUS BUREAU Charles Louis Kincannon, Director Hermann Habermann, Deputy Director and Chief Operating Officer Thomas L. Mesenbourg, Associate Director for Economic Programs Thomas L. Mesenbourg, Acting Assistant Director for Economic Programs Mark E. Wallace, Chief, Service Sector Statistics Division CONTENTS Introduction to the Economic Census Finance and Insurance Tables 1. 2. Summary Statistics for the State: 2002 Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 v ix 1 3 Appendixes A. B. C. D. E. Explanation of Terms NAICS Codes, Titles, and Descriptions Methodology Geographic Notes Metropolitan and Micropolitan Statistical Areas Not applicable for this report. A–1 B–1 C–1 E–1 Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census New Jersey iii Introduction to the Economic Census PURPOSES AND USES OF THE ECONOMIC CENSUS The economic census is the major source of facts about the structure and functioning of the nation’s economy. It provides essential information for government, business, industry, and the general public. Title 13 of the United States Code (Sections 131, 191, and 224) directs the Census Bureau to take the economic census every 5 years, covering years ending in “2” and “7.” The economic census furnishes an important part of the framework for such composite measures as the gross domestic product estimates, input/output measures, production and price indexes, and other statistical series that measure short-term changes in economic conditions. Specific uses of economic census data include the following: • Policymaking agencies of the federal government use the data to monitor economic activity and to assess the effectiveness of policies. • State and local governments use the data to assess business activities and tax bases within their jurisdictions and to develop programs to attract business. • Trade associations study trends in their own and competing industries, which allows them to keep their members informed of market changes. • Individual businesses use the data to locate potential markets and to analyze their own production and sales performance relative to industry or area averages. INDUSTRY CLASSIFICATIONS Data from the 2002 Economic Census are published primarily according to the 2002 North American Industry Classification System (NAICS). NAICS was first adopted in the United States, Canada, and Mexico in 1997. The 2002 Economic Census covers the following NAICS sectors: 21 22 23 31-33 42 44-45 48-49 51 52 53 54 55 56 61 62 71 72 81 Mining Utilities Construction Manufacturing Wholesale Trade Retail Trade Transportation and Warehousing Information Finance and Insurance Real Estate and Rental and Leasing Professional, Scientific, and Technical Services Management of Companies and Enterprises Administrative and Support and Waste Management and Remediation Services Educational Services Health Care and Social Assistance Arts, Entertainment, and Recreation Accommodation and Food Services Other Services (except Public Administration) (Not listed above are the Agriculture, Forestry, Fishing, and Hunting sector (NAICS 11), partially covered by the census of agriculture conducted by the U.S. Department of Agriculture, and the Public Administration sector (NAICS 92), largely covered by the census of governments conducted by the Census Bureau.) The 20 NAICS sectors are subdivided into 100 subsectors (three-digit codes), 317 industry groups (four-digit codes), and, as implemented in the United States, 1,179 industries (six-digit codes). 2002 Economic Census U.S. Census Bureau, 2002 Economic Census Introduction v RELATIONSHIP TO HISTORICAL INDUSTRY CLASSIFICATIONS Prior to the 1997 Economic Census, data were published according to the Standard Industrial Classification (SIC) system. While many of the individual NAICS industries correspond directly to industries as defined under the SIC system, most of the higher level groupings do not. Particular care should be taken in comparing data for retail trade, wholesale trade, and manufacturing, which are sector titles used in both NAICS and SIC, but cover somewhat different groups of industries. The 1997 Economic Census Bridge Between NAICS and SIC demonstrates the relationships between NAICS and SIC industries. Where changes are significant, it may not be possible to construct time series that include data for points both before and after 1997. Most industry classifications remained unchanged between 1997 and 2002, but NAICS 2002 includes substantial revisions within the construction and wholesale trade sectors, and a number of revisions for the retail trade and information sectors. These changes are noted in industry definitions and will be demonstrated in the Bridge Between NAICS 2002 and NAICS 1997. For 2002, data for enterprise support establishments (those functioning primarily to support the activities of their company’s operating establishments, such as a warehouse or a research and development laboratory) are included in the industry that reflects their activities (such as warehousing). For 1997, such establishments were termed auxiliaries and were excluded from industry totals. BASIS OF REPORTING The economic census is conducted on an establishment basis. A company operating at more than one location is required to file a separate report for each store, factory, shop, or other location. Each establishment is assigned a separate industry classification based on its primary activity and not that of its parent company. (For selected industries, only payroll, employment, and classification are collected for individual establishments, while other data are collected on a consolidated basis.) GEOGRAPHIC AREA CODING Accurate and complete information on the physical location of each establishment is required to tabulate the census data for states, metropolitan and micropolitan statistical areas, counties, and corporate municipalities (places) including cities, towns, townships, villages, and boroughs. Respondents were required to report their physical location (street address, municipality, county, and state) if it differed from their mailing address. For establishments not surveyed by mail (and those single-establishment companies that did not provide acceptable information on physical location), location information from administrative sources is used as a basis for coding. AVAILABILITY OF ADDITIONAL DATA All results of the 2002 Economic Census are available on the Census Bureau Internet site (www.census.gov) and on digital versatile discs (DVD-ROMs) for sale by the Census Bureau. The American FactFinder system at the Internet site allows selective retrieval and downloading of the data. For more information, including a description of reports being issued, see the Internet site, write to the U.S. Census Bureau, Washington, DC 20233-6100, or call Customer Services at 301763-4100. HISTORICAL INFORMATION The economic census has been taken as an integrated program at 5-year intervals since 1967 and before that for 1954, 1958, and 1963. Prior to that time, individual components of the economic census were taken separately at varying intervals. The economic census traces its beginnings to the 1810 Decennial Census, when questions on manufacturing were included with those for population. Coverage of economic activities was expanded for the 1840 Decennial Census and subsequent censuses to include mining and some commercial activities. The 1905 Manufactures Census was the first time a census was taken apart vi Introduction 2002 Economic Census U.S. Census Bureau, 2002 Economic Census from the regular decennial population census. Censuses covering retail and wholesale trade and construction industries were added in 1930, as were some service trades in 1933. Censuses of construction, manufacturing, and the other business censuses were suspended during World War II. The 1954 Economic Census was the first census to be fully integrated, providing comparable census data across economic sectors and using consistent time periods, concepts, definitions, classifications, and reporting units. It was the first census to be taken by mail, using lists of firms provided by the administrative records of other federal agencies. Since 1963, administrative records also have been used to provide basic statistics for very small firms, reducing or eliminating the need to send them census report forms. The range of industries covered in the economic census expanded between 1967 and 2002. The census of construction industries began on a regular basis in 1967, and the scope of service industries, introduced in 1933, was broadened in 1967, 1977, and 1987. While a few transportation industries were covered as early as 1963, it was not until 1992 that the census broadened to include all of transportation, communications, and utilities. Also new for 1992 was coverage of financial, insurance, and real estate industries. With these additions, the economic census and the separate census of governments and census of agriculture collectively covered roughly 98 percent of all economic activity. New for 2002 is coverage of four industries classified in the agriculture, forestry, and fishing sector under the SIC system: landscape architectural services, landscaping services, veterinary services, and pet care services. Printed statistical reports from the 1992 and earlier censuses provide historical figures for the study of long-term time series and are available in some large libraries. Reports for 1997 were published primarily on the Internet and copies of 1992 reports are also available there. CD-ROMs issued from the 1987, 1992, and 1997 Economic Censuses contain databases that include all or nearly all data published in print, plus additional statistics, such as ZIP Code statistics, published only on CD-ROM. SOURCES FOR MORE INFORMATION More information about the scope, coverage, classification system, data items, and publications for the 2002 Economic Census and related surveys is published in the Guide to the 2002 Economic Census at www.census.gov/econ/census02/guide. More information on the methodology, procedures, and history of the census will be published in the History of the 2002 Economic Census at www.census.gov/econ/www/history.html. 2002 Economic Census U.S. Census Bureau, 2002 Economic Census Introduction vii This page is intentionally blank. viii Introduction 2002 Economic Census U.S. Census Bureau, 2002 Economic Census Finance and Insurance SCOPE The Finance and Insurance sector (sector 52) comprises establishments of firms with payroll primarily engaged in financial transactions (transactions involving the creation, liquidation, or change in ownership of financial assets) and/or in facilitating financial transactions. Three principal types of activities are identified: 1. Raising funds by taking deposits and/or issuing securities and, in the process, incurring liabilities. Establishments engaged in this activity use raised funds to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale and risk. This activity is known as financial intermediation. 2. Pooling of risk by underwriting insurance and annuities. Establishments engaged in this activity collect fees, insurance premiums, or annuity considerations; build up reserves; invest those reserves; and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment. 3. Providing specialized services facilitating or supporting financial intermediation, insurance, and employee benefit programs. In addition, monetary authorities charged with monetary control are included in this sector. The subsectors, industry groups, and industries within the Finance and Insurance sector are defined on the basis of their unique production processes. As with all industries, the production processes are distinguished by their use of specialized human resources and specialized physical capital. In addition, the way in which these establishments acquire and allocate financial capital, their source of funds, and the use of those funds provides a third basis for distinguishing characteristics of the production process. For instance, the production process in raising funds through deposit-taking is different from the process of raising funds in bond or money markets. The process of making loans to individuals also requires different production processes than does the creation of investment pools or the underwriting of securities. Most of the Finance and Insurance subsectors contain one or more industry groups of (1) intermediaries with similar patterns of raising and using funds and (2) establishments engaged in activities that facilitate, or are otherwise related to, that type of financial or insurance intermediation. Industries within this sector are defined in terms of activities for which a production process can be specified, and many of these activities are not exclusive to a particular type of financial institution. To deal with the varied activities taking place within existing financial institutions, the approach is to split these institutions into components performing specialized services. This requires defining the units engaged in providing those services and developing procedures that allow for their delineation. For finance and insurance, these units are the equivalents of the establishments defined for other industries. The output of many financial services, as well as the inputs and the processes by which they are combined, cannot be observed at a single location and can only be defined at a higher level of the organizational structure of the enterprise. Additionally, a number of independent activities that represent separate and distinct production processes may take place at a single location belonging to a multilocation financial firm. Activities are more likely to be homogeneous with respect to production characteristics than are locations, at least in financial services. NAICS defines activities broadly enough that it can be used by those classifying by location and by those employing a more top-down approach to the delineation of the establishment. 2002 Economic Census U.S. Census Bureau, 2002 Economic Census Finance & Insurance ix The Finance and Insurance sector has been defined to encompass establishments primarily engaged in financial transactions; that is, transactions involving the creation, liquidation, or change in ownership of financial assets or in facilitating financial transactions. Financial industries are extensive users of electronic means for facilitating the verification of financial balances, authorizing transactions, transferring funds to and from transactors’ accounts, notifying banks (or credit card issuers) of the individual transactions, and providing daily summaries. Since these transaction processing activities are integral to the production of finance and insurance services, establishments that principally provide a financial transaction processing service are classified to this sector, rather than to the data processing industry in the Information sector. Funds, trusts, and other financial vehicles (legal entities that hold portfolios of assets on behalf of others) are the fifth subsector of the Finance and Insurance sector. These entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Separate establishments and employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities. Among depository institutions and insurance carriers, many locations with activities that might in other industries be considered as support or auxiliary activities (such as headquarters operations), are included in this report as operating locations. The reports described below exclude establishments of firms with no paid employees. These “nonemployers,” typically self-employed individuals or partnerships operating businesses that they have not chosen to incorporate, are reported separately in Nonemployer Statistics. The contribution of nonemployers, moderate for this sector, may be examined at www.census.gov/nonemployerimpact. Definitions. Industry categories are defined in Appendix B, NAICS Codes, Titles, and Descriptions. Other terms are defined in Appendix A, Explanation of Terms. REPORTS The following reports provide statistics on this sector. Industry Series. There are 10 reports, each covering a group of related industries. The reports present, by kind of business for the United States, general statistics for establishments of firms with payroll on number of establishments, revenue, payroll, and employment; comparative statistics for 2002 and 1997; product lines; and concentration of business activity in the largest firms. The data in industry reports are preliminary and subject to change in the following reports. Geographic Area Series. There is a separate report for each state, the District of Columbia, and the United States. Each state report presents, for establishments of firms with payroll, general statistics on number of establishments, revenue, payroll, and employment by kind of business for the state and metropolitan and micropolitan statistical areas. Greater kind-of-business detail is shown for larger areas. The United States report presents data for the United States as a whole for detailed kind-of-business classifications. Subject Series: • Product Lines. This report presents product lines data for establishments of firms with payroll by kind of business. Establishments may report negative revenue for selected product lines. Because of this, percentages for product lines may be in excess of 100 or less than 0. Data are presented for the United States only. • Establishment and Firm Size (Including Legal Form of Organization). This report presents revenue, payroll, and employment data for the United States by revenue size, by employment size, and by legal form of organization for establishments of firms with payroll; and by revenue size (including concentration by largest firms), by employment size, and by number of establishments operated (single units and multiunits) for firms with payroll. • Miscellaneous Subjects. This report presents data for a variety of industry-specific topics for establishments of firms with payroll. Presentation of data varies by kind of business. x Finance & Insurance 2002 Economic Census U.S. Census Bureau, 2002 Economic Census Other reports. Data for this sector are also included in reports with multisector coverage, including Nonemployer Statistics, Comparative Statistics, Bridge Between 2002 NAICS and 1997 NAICS, Business Expenses, and the Survey of Business Owners reports. GEOGRAPHIC AREAS COVERED The level of geographic detail varies by report. Maps are available at www.census.gov/econ2002maps. Notes specific to areas in the state are included in Appendix D, Geographic Notes. Data may be presented for – 1. The United States as a whole. 2. States and the District of Columbia. 3. Metropolitan and micropolitan statistical areas. A core based statistical area (CBSA) contains a core area with a substantial population nucleus, together with adjacent communities having a high degree of social and economic integration with that core. CBSAs are differentiated into metropolitan and micropolitan statistical areas based on size criteria. Both metropolitan and micropolitan statistical areas are defined in terms of entire counties, and are listed in Appendix E, Metropolitan and Micropolitan Statistical Areas. a. Metropolitan Statistical Areas (metro areas). Metro areas have at least one urbanized area of 50,000 or more population, plus adjacent territory that has a high degree of social and economic integration with the core as measured by commuting ties. b. Micropolitan Statistical Areas (micro areas). Micro areas have at least one urban cluster of at least 10,000, but less than 50,000 population, plus adjacent territory that has a high degree of social and economic integration with the core as measured by commuting ties. c. Metropolitan Divisions (metro divisions). If specified criteria are met, a metro area containing a single core with a population of 2.5 million or more may be subdivided to form smaller groupings of counties referred to as Metropolitan Divisions. d. Combined Statistical Areas (combined areas). If specified criteria are met, adjacent metro and micro areas, in various combinations, may become the components of a new set of areas called Combined Statistical Areas. The areas that combine retain their own designations as metro or micro areas within the larger combined area. DOLLAR VALUES All dollar values presented are expressed in current dollars; i.e., 2002 data are expressed in 2002 dollars, and 1997 data, in 1997 dollars. Consequently, when making comparisons with prior years, users of the data should consider the changes in prices that have occurred. All dollar values are shown in thousands of dollars. COMPARABILITY OF THE 1997 AND 2002 ECONOMIC CENSUSES Both the 2002 Economic Census and the 1997 Economic Census present data based on the North American Industry Classification System (NAICS). While there were revisions to some industries for 2002, none of those affect this sector. RELIABILITY OF DATA All data compiled for this sector are subject to nonsampling errors. Nonsampling errors can be attributed to many sources: inability to identify all cases in the actual universe; definition and classification difficulties; differences in the interpretation of questions; errors in recording or coding the data obtained; and other errors of collection, response, coverage, processing, and estimation for missing or misreported data. Data presented in the Miscellaneous Subjects and Product Lines reports for this sector are subject to sampling errors, as well as nonsampling errors. The accuracy of these tabulated data is determined by the joint effects of the various nonsampling errors or by the joint effects of sampling and nonsampling errors. No direct measurement of these effects has been obtained except for estimation for missing or misreported data, as by the 2002 Economic Census U.S. Census Bureau, 2002 Economic Census Finance & Insurance xi percentages shown in the tables. Precautionary steps were taken in all phases of the collection, processing, and tabulation of the data in an effort to minimize the effects of nonsampling errors. More information on the reliability of the data is included in Appendix C, Methodology. DISCLOSURE In accordance with federal law governing census reports (Title 13 of the United States Code), no data are published that would disclose the operations of an individual establishment or business. However, the number of establishments in a kind-of-business classification is not considered a disclosure; therefore, this information may be released even though other information is withheld. Techniques employed to limit disclosure are discussed at www.census.gov/epcd/ec02/disclosure.htm. AVAILABILITY OF MORE FREQUENT ECONOMIC DATA The Census Bureau conducts the Service Annual Survey (SAS) each year. This survey, while providing more frequent observations, yields less kind-of-business and geographic detail than the economic census. In addition, the County Business Patterns program offers annual statistics on the number of establishments, employment, and payroll classified by industry within each county, and Statistics of U.S. Businesses provides annual statistics classified by the employment size of the enterprise, further classified by industry for the United States, and by broader categories for states and metropolitan areas. CONTACTS FOR DATA USERS Questions about these data may be directed to the U.S. Census Bureau, Service Sector Statistics Division, Utilities and Financial Census Branch, 1-800-541-8345 or fcb@census.gov. ABBREVIATIONS AND SYMBOLS The following abbreviations and symbols are used with these data: D N Q S X Z a b c e f g h i j k l m r – (CC) (IC) CDP Withheld to avoid disclosing data of individual companies; data are included in higher level totals Not available or not comparable Revenue not collected at this level of detail for multiestablishment firms Withheld because estimates did not meet publication standards Not applicable Less than half the unit shown 0 to 19 employees 20 to 99 employees 100 to 249 employees 250 to 499 employees 500 to 999 employees 1,000 to 2,499 employees 2,500 to 4,999 employees 5,000 to 9,999 employees 10,000 to 24,999 employees 25,000 to 49,999 employees 50,000 to 99,999 employees 100,000 employees or more Revised Represents zero (page image/print only) Consolidated city Independent city Census designated place xii Finance & Insurance 2002 Economic Census U.S. Census Bureau, 2002 Economic Census Table 1. Summary Statistics for the State: 2002 Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW JERSEY 52 521 5211 52111 521110 522 5221 52211 522110 5221101 5221102 52212 522120 5221201 5221203 52213 522130 5221301 5221309 52219 522190 5222 52221 522210 52222 522220 52229 522291 522292 5222929 522293 522298 5222981 5222988 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52313 523130 52314 523140 5239 52391 523910 52392 523920 52393 523930 52399 523991 523999 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 Finance and insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking National commercial banks banking State commercial banks banking Savings institutions Savings institutions Savings institutions federally chartered Savings institutions not federally chartered Credit unions Credit unions Credit unions federally chartered Credit unions not federally chartered Other depository credit intermediation Other depository credit intermediation Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents International trade financing All other nondepository credit intermediation Pawn shops Other business credit institutions Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Financial transactions processing, reserve, and clearinghouse activities Financial transactions processing, reserve, and clearinghouse activities Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Commodity contracts dealing Commodity contracts dealing Commodity contracts brokerage Commodity contracts brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fduciary, and custody activities Miscellaneous financial investment activities Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct health and medical insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Claims adjusting Third party administration of insurance and pension funds/ plans All other insurance related activities See footnotes at end of table. 11 921 1 1 1 1 5 701 3 885 2 548 2 548 1 823 721 1 004 1 004 521 482 327 327 306 21 6 6 1 215 16 16 341 341 858 149 634 630 15 55 26 29 601 258 258 91 91 252 252 2 286 1 206 250 250 889 889 34 34 33 33 1 080 149 149 404 404 460 460 67 60 7 3 899 815 370 276 94 412 335 77 33 33 3 084 2 637 2 637 447 188 153 106 N – – – – N N Q Q Q Q Q Q Q Q D D 419 349 D D D 10 020 306 D D 801 801 D 260 161 D D D D D 13 633 456 40 271 40 271 40 271 40 271 4 516 971 2 388 571 1 767 743 1 767 743 1 010 702 D 483 926 483 926 D 252 828 D D 85 798 D D D 1 764 017 D D 843 843 D 065 174 D D D D D 3 971 101 10 655 10 655 10 655 10 655 1 173 473 670 429 502 777 502 777 284 285 D 129 750 129 750 D 63 640 D D 21 322 D D D 418 725 D D 471 471 D 103 333 D D D D D 222 413 649 649 649 649 96 640 62 439 47 758 47 758 29 494 j 11 252 11 252 i 6 090 h h 2 627 c f f 27 484 c c 10 118 10 118 j 718 15 101 j f f b e 6 717 2 438 2 438 3 160 3 160 1 119 1 119 41 234 k i i 21 074 21 074 c c c c j f f 882 882 300 300 g g 14 N – – – – N N Q Q Q Q Q Q Q Q D D – D D D 1.8 D D .5 .5 D 1.4 3.0 D D D D D 4.3 10.1 10.1 1.3 1.3 .1 .1 1.7 D D D .5 .5 D D D D D D D 2.5 2.5 15.7 15.7 D D 46.5 N Q Q Q Q Q Q Q Q Q 14.9 20.6 20.6 4.8 7.7 2.9 8.1 N – – – – N N Q Q Q Q Q Q Q Q D D 1.2 D D D 6.3 D D 5.0 5.0 D 2.8 10.9 D D D D D 16.4 7.7 7.7 21.9 21.9 17.8 17.8 5.3 D D D 5.8 5.8 D D D D D D D 2.5 2.5 8.4 8.4 D D 3.1 N Q Q Q Q Q Q Q Q Q 7.9 9.8 9.8 4.5 10.5 3.1 2.9 3 521 3 521 365 3 406 501 501 31 1 119 130 130 7 252 1 093 246 385 003 385 003 577 824 577 824 130 419 130 419 12 961 949 D D D 6 555 838 6 555 838 D D D D D D D 165 165 001 001 D D 031 N Q Q Q Q Q Q Q Q Q 4 584 972 2 922 117 2 922 117 1 662 855 331 403 1 008 812 322 640 364 383 142 596 142 596 178 492 178 492 43 295 43 295 3 882 054 D D D 2 051 985 2 051 985 D D D D D D D 092 092 726 726 D D 386 84 319 28 406 28 406 46 836 46 836 9 077 9 077 1 401 975 D D D 726 604 726 604 D D D D D D D 322 322 592 592 D D 173 2 652 2 652 504 504 1 592 592 178 178 130 130 50 50 5 5 2 2 5 151 795 3 523 731 1 762 858 1 228 949 533 909 1 507 551 1 476 077 31 474 253 322 253 322 1 628 064 1 077 743 1 077 743 550 321 107 273 353 485 89 563 1 373 989 990 419 522 371 150 398 390 8 69 69 191 588 603 580 234 346 648 648 83 353 54 692 25 16 9 26 25 473 093 380 557 982 575 2 662 2 662 383 570 246 246 137 26 502 502 068 872 28 661 19 19 9 1 519 519 142 750 85 383 24 813 6 022 1 370 Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census New Jersey 1 Table 1. Summary Statistics for the State: 2002 Con. Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW JERSEY Con. 52 525 5259 52593 525930 1Includes 2Includes Finance and insurance Con. Funds, trusts, and other financial vehicles (part) Other investment pools and funds (part) Real Estate Investment Trusts REITs Real Estate Investment Trusts REITs 34 34 34 34 816 069 816 069 816 069 816 069 42 365 42 365 42 365 42 365 11 009 11 009 11 009 11 009 537 537 537 537 .3 .3 .3 .3 – – – – revenue information obtained from administrative records of other federal agencies. revenue information that was imputed based on historic data, administrative data, industry averages, or other statistical methods. Note: The data in this table are based on the 2002 Economic Census. To maintain confidentiality, the Census Bureau suppresses data to protect the identity of any business or individual. The census results in this table contain nonsampling error. Data users who create their own estimates using data from this table should cite the Census Bureau as the source of the original data only. See also explanation of terms and geographic definitions. For the full technical documentation, see Appendix C. 2 New Jersey Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK NEWARK BRIDGEPORT, NY NJ CT PA COMBINED STATISTICAL AREA 52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 52219 522190 5222 52221 522210 52222 522220 52229 522291 522292 5222929 522293 522294 522298 5222981 5222988 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52313 523130 52314 523140 5232 52321 523210 5239 52391 523910 52392 523920 52393 523930 52399 523991 523999 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 Finance and insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Other depository credit intermediation Other depository credit intermediation Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents International trade financing Secondary market financing All other nondepository credit intermediation Pawn shops Other business credit institutions Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Financial transactions processing, reserve, and clearinghouse activities Financial transactions processing, reserve, and clearinghouse activities Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Commodity contracts dealing Commodity contracts dealing Commodity contracts brokerage Commodity contracts brokerage Securities and commodity exchanges Securities and commodity exchanges Securities and commodity exchanges Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fduciary, and custody activities Miscellaneous financial investment activities Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct health and medical insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Claims adjusting Third party administration of insurance and pension funds/ plans All other insurance related activities See footnotes at end of table. 31 640 2 2 2 2 12 207 7 981 5 5 2 2 027 027 291 291 649 649 14 14 N 10 703 547 10 703 547 10 703 547 10 703 547 N N Q Q Q Q D D D D D D D 17 353 016 17 353 016 D D 5 038 117 D D D D D D D 1 069 530 1 069 530 D D D D D 121 842 020 D D 36 212 536 36 212 536 D D D D 1 520 357 1 520 357 1 520 357 D 1 723 081 1 723 081 D D D D D D D N Q Q Q Q Q Q Q Q Q D D D D D 1 844 785 D D 240 008 240 008 240 008 240 008 D D D D D D D D D D D D D 4 243 155 4 243 155 D D 1 340 420 D D D D D D D 375 097 375 097 D D D D D 37 535 552 D D 12 899 361 12 899 361 D D D D 331 982 331 982 331 982 D 748 379 748 379 D D D D D D D D D D 3 600 122 D D D D D D D D D D D 622 820 D D 63 781 63 781 63 781 63 781 D D D D D D D D D D D D D 1 093 260 1 093 260 D D 340 957 D D D D D D D 75 741 75 741 D D D D D 16 284 855 D D 4 637 266 4 637 266 D D D D 134 525 134 525 134 525 D 232 121 232 121 D D D D D D D D D D 1 240 646 D D D D D D D D D D D 143 354 D m 2 876 2 876 2 876 2 876 m m m m k k i i g g m g g 95 436 95 436 j g 16 981 j g e h f h j 6 526 6 526 i i i i m 172 976 l l 80 010 80 010 g g h h 3 229 3 229 3 229 l 5 203 5 203 k k j j i i h m m l 46 494 k l k g i i l l l j i 10 639 h N – – – – N N Q Q Q Q D D D D D D D 2.1 2.1 D D 6.7 D D D D D D D 13.0 13.0 D D D D D .5 D D 1.1 1.1 D D D D – – – D 7.8 7.8 D D D D D D D N Q Q Q Q Q Q Q Q Q D D D D D 4.0 D N – – – – N N Q Q Q Q D D D D D D D 6.4 6.4 D D 10.3 D D D D D D D 5.9 5.9 D D D D D 3.5 D D 7.7 7.7 D D D D .1 .1 .1 D 7.9 7.9 D D D D D D D N Q Q Q Q Q Q Q Q Q D D D D D 4.6 D 2 364 62 62 628 628 1 674 282 1 082 1 074 87 14 209 114 95 1 862 861 861 313 313 688 688 9 012 4 235 1 1 2 2 262 262 499 499 205 205 269 269 10 10 10 4 767 674 674 163 163 682 682 248 188 60 2 2 1 1 10 283 1 936 874 639 235 966 826 133 96 96 8 347 7 334 7 334 1 013 424 367 222 Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census New Jersey 3 Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK NEWARK BRIDGEPORT, NY NJ CT PA COMBINED STATISTICAL AREA Con. 52 525 5259 52593 525930 Finance and insurance Con. Funds, trusts, and other financial vehicles (part) Other investment pools and funds (part) Real Estate Investment Trusts REITs Real Estate Investment Trusts REITs 136 136 136 136 D D D D D D D D D D D D g g g g D D D D D D D D Bridgeport Stamford Norwalk, CT Metropolitan Statistical Area 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 5222929 522298 5223 52231 522310 52239 522390 523 5231 52311 523110 52312 523120 52314 523140 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 52413 524130 5242 52421 524210 52429 524291 524292 524298 525 Finance and insurance Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents All other nondepository credit intermediation Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Commodity contracts brokerage Commodity contracts brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fduciary, and custody activities Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct health and medical insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Claims adjusting Third party administration of insurance and pension funds/ plans All other insurance related activities Funds, trusts, and other financial vehicles (part) 2 154 692 450 252 252 141 141 57 57 162 53 53 103 12 74 74 10 80 53 53 18 18 907 317 114 114 183 183 12 12 590 71 71 320 320 177 177 22 16 552 119 56 38 18 47 39 16 16 433 395 395 38 11 15 12 3 174 174 2 621 2 621 304 304 N N N Q Q Q Q 56 930 56 930 4 272 957 3 943 408 3 943 408 D D 192 936 192 936 D 94 610 44 621 44 621 D D D 6 852 194 3 3 3 3 565 565 184 184 492 492 876 876 D D D 276 276 389 389 934 934 D D N Q Q Q Q Q Q Q Q 583 319 D D D D D D D 103 103 1 090 1 090 121 121 5 382 807 1 592 030 986 806 785 785 187 187 13 13 334 334 643 643 829 829 1 850 065 506 203 344 909 289 289 51 51 3 3 739 739 795 795 375 375 44 807 21 470 14 169 9 9 3 3 888 888 897 897 384 384 N N N Q Q Q Q – – .2 – – D D 4.9 4.9 D 7.6 14.7 14.7 D D D .7 .4 .4 .8 .8 D D D 10.7 10.7 2.4 2.4 14.2 14.2 D D N Q Q Q Q Q Q Q Q 16.4 D D D D D D D N N N Q Q Q Q .5 .5 13.5 14.0 14.0 D D 8.7 8.7 D 4.5 5.3 5.3 D D D 1.5 .5 .5 2.1 2.1 D D D 5.2 5.2 3.0 3.0 7.4 7.4 D D N Q Q Q Q Q Q Q Q 4.9 D D D D D D D 577 145 501 979 501 979 D D 55 136 55 136 D 28 079 18 918 18 918 D D D 1 405 696 621 621 748 748 936 936 796 796 D D D 280 280 016 016 041 041 D D 154 661 136 507 136 507 D D 13 264 13 264 D 6 633 4 308 4 308 D D D 602 606 356 356 235 235 628 628 464 464 D D D 30 30 317 317 33 33 378 378 959 959 653 653 D D 6 869 5 864 5 864 f c 641 641 b 432 263 263 c c j 6 926 2 2 3 3 849 849 790 790 e e i 466 466 703 703 086 086 e e 3 3 1 1 1 017 763 753 004 313 528 D D D 76 250 D D 264 759 D D D D D D D 341 874 282 360 127 431 D D D 28 357 D D 59 514 D D D D D D D 10 806 7 304 4 357 g g f 723 g g 3 502 h h e c c b b Kingston, NY Metropolitan Statistical Area 52 522 5221 52211 522110 52212 522120 52213 522130 Finance and insurance Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions See footnotes at end of table. 181 74 66 42 42 14 14 10 10 N N N Q Q Q Q D D 104 638 D D D D D D D D 27 656 D D D D D D D D 2 974 g f e e e e c c N N N Q Q Q Q D D N N N Q Q Q Q D D 4 New Jersey Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK NEWARK BRIDGEPORT, NY NJ CT PA COMBINED STATISTICAL AREA Con. Kingston, NY Metropolitan Statistical Area 52 523 5231 52312 523120 5239 524 5241 5242 52421 524210 525 Con. Finance and insurance Con. Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Securities brokerage Securities brokerage Other financial investment activities Insurance carriers and related activities Insurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Funds, trusts, and other financial vehicles (part) 28 17 12 12 11 78 15 63 58 58 1 D D D D D N Q 30 331 D D D D D D D D 49 158 36 697 12 461 D D D D D D D D 12 500 9 584 2 916 D D D c c c c b 1 504 1 160 344 e e a D D D D D N Q 41.8 D D D D D D D D N Q 19.5 D D D New Haven Milford, CT Metropolitan Statistical Area 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522291 522292 5222929 522298 5222981 5223 52231 522310 52239 522390 523 5231 52311 523110 52312 523120 5239 52392 523920 52393 523930 524 5241 52411 524113 524114 52412 524126 5242 52421 524210 52429 524291 524292 Finance and insurance Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Investment advice Investment advice Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct health and medical insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Claims adjusting Third party administration of insurance and pension funds/ plans See footnotes at end of table. 1 090 514 359 159 159 142 142 58 58 80 65 10 39 39 15 14 75 57 57 12 12 168 84 11 11 71 71 84 38 38 34 34 408 71 25 14 11 44 42 337 296 296 41 23 12 N N N Q Q Q Q D D D D 22 618 167 060 167 060 D D D D D D D 247 678 D D D D D D D D D D N Q Q Q Q Q Q 253 159 D D D D D 61 61 105 105 757 195 255 204 D 600 600 812 812 D D D D 1 792 39 354 39 354 D D D D D D D 83 407 D D D D D D D D D D 418 584 301 255 241 329 D D D 59 362 117 329 D D D D D 16 16 28 28 203 138 66 052 D 459 459 848 848 D D D D 384 8 913 8 913 D D D D D D D 23 623 D D D D D D D D D D 113 463 84 908 69 945 D D D 14 648 28 555 D D D D D 1 1 2 2 15 800 6 186 h 938 938 394 394 e e f f 38 707 707 c b e e e b b 1 081 f b b f f e c c b b 8 533 6 019 4 926 h g g 1 080 2 514 g g f c e N N N Q Q Q Q D D D D .8 1.0 1.0 D D D D D D D 4.5 D D D D D D D D D D N Q Q Q Q Q Q 28.0 D D D D D N N N Q Q Q Q D D D D – 9.7 9.7 D D D D D D D 11.7 D D D D D D D D D D N Q Q Q Q Q Q 7.1 D D D D D Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census New Jersey 5 Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK NEWARK BRIDGEPORT, NY NJ CT PA COMBINED STATISTICAL AREA Con. New York Newark Edison, NY NJ PA Metropolitan Statistical Area 52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 52219 522190 5222 52221 522210 52222 522220 52229 522291 522292 5222929 522293 522298 5222981 5222988 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52313 523130 52314 523140 5232 52321 523210 5239 52391 523910 52392 523920 52393 523930 52399 523991 523999 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 Finance and insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Other depository credit intermediation Other depository credit intermediation Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents International trade financing All other nondepository credit intermediation Pawn shops Other business credit institutions Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Financial transactions processing, reserve, and clearinghouse activities Financial transactions processing, reserve, and clearinghouse activities Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Commodity contracts dealing Commodity contracts dealing Commodity contracts brokerage Commodity contracts brokerage Securities and commodity exchanges Securities and commodity exchanges Securities and commodity exchanges Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fduciary, and custody activities Miscellaneous financial investment activities Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct health and medical insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers See footnotes at end of table. 26 636 2 2 2 2 10 202 6 558 4 4 1 1 231 231 854 854 460 460 13 13 N 10 703 547 10 703 547 10 703 547 10 703 547 N N Q Q Q Q D D D D 25 772 949 D D 270 270 D 973 003 D 789 D D D 86 063 757 240 008 240 008 240 008 240 008 27 218 601 20 638 493 19 19 1 1 072 072 252 252 512 512 210 210 D D D D 31 550 511 63 781 63 781 63 781 63 781 9 358 608 7 652 030 7 159 796 7 159 796 394 955 394 955 D D D D 1 414 847 D D 948 948 D 657 164 D 327 D D D 827 729 2 876 2 876 2 876 2 876 416 944 286 165 254 254 24 24 902 902 289 289 i i g g N – – – – N N Q Q Q Q D D D D 3.4 D D 2.8 2.8 D 3.8 7.2 D 5.9 D D D 4.4 12.8 12.8 1.9 1.9 – – 1.1 .5 .2 .2 1.1 1.1 D D D D – – – 3.8 D D 2.2 2.2 10.6 10.6 D D D N Q Q Q Q Q Q Q Q Q N – – – – N N Q Q Q Q D D D D 5.0 D D 4.2 4.2 D 2.7 10.5 D 1.6 D D D 12.2 6.2 6.2 10.8 10.8 25.1 25.1 3.7 3.5 1.6 1.6 8.1 8.1 D D D D .1 .1 .1 5.0 D D 3.7 3.7 8.2 8.2 D D D N Q Q Q Q Q Q Q Q Q 1 988 46 46 530 530 1 412 233 912 905 84 175 88 87 1 656 725 725 289 289 642 642 7 621 3 701 1 1 2 2 104 104 153 153 194 194 250 250 10 10 10 3 910 575 575 717 717 410 410 208 155 53 5 480 312 D D 897 897 D 961 267 D 414 D D D 112 188 g g 686 686 j 260 905 j 364 h f h 13 095 13 095 594 4 500 2 339 3 714 3 714 53 1 192 232 948 948 12 306 70 88 88 1 14 2 3 717 847 956 090 956 090 2 081 593 2 081 593 680 164 680 164 141 293 406 114 487 968 79 79 32 32 516 516 586 586 139 139 993 993 D D D D 1 099 796 330 706 330 706 560 455 560 455 208 635 208 635 46 039 245 35 964 533 23 23 11 11 232 232 997 997 224 224 988 988 D D D D 291 731 65 884 65 884 175 342 175 342 50 505 50 505 18 455 721 15 634 267 10 10 4 4 964 964 356 356 676 676 927 927 D D D D 18 591 5 764 5 764 7 884 7 884 4 943 4 943 223 364 163 868 83 83 74 74 638 638 204 204 g g h h 1 520 357 1 520 357 1 520 357 25 285 081 D D 913 913 094 094 D D D N Q Q Q Q Q Q Q Q Q 331 982 331 982 331 982 9 742 730 D D 260 260 577 577 D D D 134 525 134 525 134 525 2 686 929 D D 742 742 072 072 D D D 3 229 3 229 3 229 56 267 h h 872 872 107 107 i h h 1 1 1 1 18 18 3 3 263 263 700 700 7 7 1 1 087 087 442 442 1 919 1 919 413 413 31 31 11 11 8 679 1 609 732 545 187 805 684 116 72 72 12 407 719 8 016 184 4 3 1 3 2 893 117 776 265 422 D 438 026 438 026 536 314 222 041 932 3 628 321 2 547 626 1 477 171 1 146 555 330 616 932 622 905 066 D 137 833 137 833 182 904 113 009 63 41 22 45 44 298 259 039 827 475 g 3 884 3 884 6 New Jersey Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK NEWARK BRIDGEPORT, NY NJ CT PA COMBINED STATISTICAL AREA Con. New York Newark Edison, NY NJ PA Metropolitan Statistical Area Con. 52 524 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance and insurance Con. Insurance carriers and related activities Con. Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Claims adjusting Third party administration of insurance and pension funds/ plans All other insurance related activities Funds, trusts, and other financial vehicles (part) Other investment pools and funds (part) Real Estate Investment Trusts REITs Real Estate Investment Trusts REITs 7 070 6 182 6 182 888 367 325 196 132 132 132 132 11 606 434 8 663 593 8 663 593 2 942 841 787 804 1 678 759 476 278 2 941 537 2 941 537 2 941 537 2 941 537 4 391 535 3 327 430 3 327 430 1 064 105 330 592 575 828 157 685 158 184 158 184 158 184 158 184 1 080 695 809 809 271 98 026 026 669 526 69 895 52 52 17 4 870 870 025 949 14.1 16.9 16.9 5.8 5.7 4.0 12.5 .7 .7 .7 .7 6.2 6.4 6.4 5.5 7.5 4.7 5.1 3.9 3.9 3.9 3.9 131 912 41 231 44 080 44 080 44 080 44 080 9 537 2 539 1 641 1 641 1 641 1 641 Edison, NJ Metropolitan Division 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 5222929 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52313 523130 52314 523140 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 Finance and insurance Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Financial transactions processing, reserve, and clearinghouse activities Financial transactions processing, reserve, and clearinghouse activities Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Commodity contracts dealing Commodity contracts dealing Commodity contracts brokerage Commodity contracts brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fduciary, and custody activities Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct health and medical insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers See footnotes at end of table. 2 997 1 456 980 600 600 284 284 94 94 354 109 109 240 32 201 201 122 64 64 16 16 42 42 604 359 64 64 268 268 15 15 12 12 245 23 23 81 81 128 128 13 11 924 205 93 72 21 102 78 24 10 10 N N N Q Q Q Q D D D D D D D 968 565 968 565 D D D D D D D D D 441 501 441 501 D D D D D D D D D 232 800 232 800 D D D D N Q Q Q Q Q Q Q Q Q D D D 403 688 403 688 D D D D D D D D D 204 816 204 816 D D D D D D D D D 145 227 145 227 D D D D D D D D D 77 886 77 886 D D D D 1 432 114 1 106 166 521 916 D D D 524 881 D D D D D D 113 864 113 864 D D D D D D D D D 44 562 44 562 D D D D D D D D D 86 157 86 157 D D D D D D D D D 14 135 14 135 D D D D 390 284 313 837 157 647 D D D 140 488 D D D l j j 10 332 10 332 h h g g i h h g c 2 284 2 284 g f f f f c c i i 1 821 1 821 h h b b c c g b b 486 486 f f f f 23 917 18 266 8 394 i h i 8 869 c f f N N N Q Q Q Q D D D D D D D 1.2 1.2 D D D D D D D D D .8 .8 D D D D D D D D D 12.8 12.8 D D D D N Q Q Q Q Q Q Q Q Q N N N Q Q Q Q D D D D D D D 11.3 11.3 D D D D D D D D D 5.6 5.6 D D D D D D D D D 15.5 15.5 D D D D N Q Q Q Q Q Q Q Q Q Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census New Jersey 7 Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK NEWARK BRIDGEPORT, NY NJ CT PA COMBINED STATISTICAL AREA Con. New York Newark Edison, NY NJ PA Metropolitan Statistical Area Con. Edison, NJ Metropolitan Division 52 524 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Con. 719 607 607 112 49 36 27 13 13 13 13 783 168 565 736 565 736 217 432 D 179 311 D D D D D 325 948 210 973 210 973 114 975 D 98 448 D D D D D 76 447 47 835 47 835 28 612 D 24 501 D D D D D 5 651 3 906 3 906 1 745 c 1 423 c b b b b 17.5 21.6 21.6 6.6 D 1.6 D D D D D 6.9 8.0 8.0 4.2 D 4.2 D D D D D Finance and insurance Con. Insurance carriers and related activities Con. Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Claims adjusting Third party administration of insurance and pension funds/ plans All other insurance related activities Funds, trusts, and other financial vehicles (part) Other investment pools and funds (part) Real Estate Investment Trusts REITs Real Estate Investment Trusts REITs Newark Union, NJ PA Metropolitan Division 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 5222929 522298 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 Finance and insurance Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents All other nondepository credit intermediation Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Financial transactions processing, reserve, and clearinghouse activities Financial transactions processing, reserve, and clearinghouse activities Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fduciary, and custody activities Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct health and medical insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Claims adjusting Third party administration of insurance and pension funds/ plans All other insurance related activities See footnotes at end of table. 3 230 1 455 996 652 652 238 238 106 106 303 89 89 211 31 161 159 13 156 68 68 25 25 63 63 615 303 64 64 223 223 312 38 38 138 138 123 123 13 11 1 152 275 134 99 35 128 115 13 13 13 877 752 752 125 57 41 27 N N N Q Q Q Q D D D 1 154 342 1 154 342 D D D D D D D D D D D D D D D D D D D D D 312 010 312 010 D D D D N Q Q Q Q Q Q Q Q Q 1 405 782 1 122 083 1 122 083 283 699 196 993 62 904 23 802 3 778 970 D D 321 631 321 631 D D D D D 196 936 196 936 D D D D D D D D D D D D D D D D D D D D D 138 321 138 321 D D D D 2 039 420 1 537 959 886 890 602 186 284 704 D 606 505 D D D 501 461 409 409 92 62 126 126 335 173 1 039 098 D D 94 874 94 874 D D D D D 52 713 52 713 D D D D D D D D D D D D D D D D D D D D D 25 330 25 330 D D D D 545 297 429 175 256 375 173 584 82 791 D 162 172 D D D 116 122 93 93 22 15 450 450 672 477 58 145 j j 9 422 9 422 g g f f i 2 476 2 476 h c g g c g e e f f e e i i g g h h g c c 758 758 e e e e 31 462 22 440 11 846 6 973 4 873 j 10 073 b e e 9 022 7 407 7 407 1 615 955 526 134 N N N Q Q Q Q D D D .7 .7 D D D D D D D D D D D D D D D D D D D D D 5.8 5.8 D D D D N Q Q Q Q Q Q Q Q Q 16.4 18.5 18.5 8.3 3.4 4.6 58.5 N N N Q Q Q Q D D D 5.4 5.4 D D D D D D D D D D D D D D D D D D D D D 4.2 4.2 D D D D N Q Q Q Q Q Q Q Q Q 8.5 7.4 7.4 13.2 15.1 10.8 3.6 22 253 7 909 5 560 1 635 8 New Jersey Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK NEWARK BRIDGEPORT, NY NJ CT PA COMBINED STATISTICAL AREA Con. New York Newark Edison, NY NJ PA Metropolitan Statistical Area Con. Newark Union, NJ PA Metropolitan Division 52 525 Finance and insurance Con. Funds, trusts, and other financial vehicles (part) Con. 8 D D D e D D New York Wayne White Plains, NY NJ Metropolitan Division 52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 52219 522190 5222 52221 522210 52222 522220 52229 522291 522292 5222929 522293 522298 5222981 5222988 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52313 523130 52314 523140 5232 52321 523210 5239 52391 523910 52392 523920 52393 523930 52399 523991 523999 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 Finance and insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Other depository credit intermediation Other depository credit intermediation Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents International trade financing All other nondepository credit intermediation Pawn shops Other business credit institutions Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Financial transactions processing, reserve, and clearinghouse activities Financial transactions processing, reserve, and clearinghouse activities Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Commodity contracts dealing Commodity contracts dealing Commodity contracts brokerage Commodity contracts brokerage Securities and commodity exchanges Securities and commodity exchanges Securities and commodity exchanges Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fduciary, and custody activities Miscellaneous financial investment activities Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct health and medical insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers See footnotes at end of table. 15 159 2 2 2 2 5 320 3 378 2 249 2 249 920 920 199 199 10 10 945 24 24 258 258 663 118 346 343 63 133 66 67 997 329 329 195 195 473 473 5 501 2 542 876 876 1 291 1 291 157 157 218 218 10 10 10 2 949 468 468 1 343 1 343 981 981 157 117 40 4 254 799 397 289 108 360 319 38 42 42 N 10 703 547 10 703 547 10 703 547 10 703 547 N N Q Q Q Q D D D D 19 069 489 D D 315 315 D 408 283 D D D D D 74 075 332 240 008 240 008 240 008 240 008 22 641 706 17 786 496 16 933 180 16 933 180 646 597 646 597 D D D D 4 189 657 D D 179 179 D 085 163 D D D D D 28 215 876 63 781 63 781 63 781 63 781 8 011 352 6 730 327 6 467 001 6 467 001 192 777 192 777 D D D D 1 090 341 D D 385 385 D 177 134 D D D D D 628 719 2 876 2 876 2 876 2 876 328 923 229 194 212 212 12 12 436 436 976 976 g g g g N – – – – N N Q Q Q Q D D D D 3.5 D D 3.5 3.5 D 4.7 8.8 D D D D D 3.6 11.2 11.2 1.8 1.8 – – .9 .5 .2 .2 1.0 1.0 D D D D – – – 3.2 7.3 7.3 2.0 2.0 8.9 8.9 .7 1.2 .3 N Q Q Q Q Q Q Q Q Q N – – – – N N Q Q Q Q D D D D 4.2 D D 4.5 4.5 D 4.2 7.2 D D D D D 10.1 4.3 4.3 8.4 8.4 23.3 23.3 3.3 3.0 1.5 1.5 7.0 7.0 D D D D .1 .1 .1 4.6 8.0 8.0 3.5 3.5 8.0 8.0 6.4 10.7 2.7 N Q Q Q Q Q Q Q Q Q 88 500 c c 76 167 76 167 j 612 6 120 i g h e g 11 229 2 960 2 960 4 791 4 791 3 478 3 478 199 800 145 919 79 79 60 60 779 779 790 790 g g h h 10 263 10 263 307 2 007 3 128 3 128 28 567 789 789 6 163 2 341 884 519 101 519 101 1 416 447 1 416 447 406 336 406 336 135 072 780 110 416 876 78 78 29 29 518 518 682 682 617 617 869 869 D D D D 665 553 177 841 177 841 360 022 360 022 127 690 127 690 43 712 037 34 420 988 22 22 10 10 873 873 862 862 527 527 019 019 D D D D 190 684 34 449 34 449 125 660 125 660 30 575 30 575 17 811 814 15 129 699 10 10 4 4 798 798 030 030 605 605 545 545 D D D D 1 520 357 1 520 357 1 520 357 23 135 547 1 1 16 16 3 3 1 413 413 804 804 357 357 559 719 840 848 848 217 217 640 640 842 507 335 N Q Q Q Q Q Q Q Q Q 331 982 331 982 331 982 8 959 067 597 597 524 524 325 325 511 230 281 249 249 677 677 618 618 523 433 090 134 525 134 525 134 525 2 547 590 187 187 1 845 1 845 379 379 135 63 72 240 240 366 366 236 236 748 599 149 3 229 3 229 3 229 50 652 4 4 29 29 9 9 7 3 3 236 236 841 841 560 560 015 434 581 6 6 1 1 7 368 453 4 594 114 2 844 863 2 180 239 664 624 1 423 043 1 350 936 D 326 208 326 208 2 296 709 1 585 940 976 801 175 501 483 148 029 119 881 623 D 107 911 107 911 96 011 56 349 37 25 11 16 15 408 950 458 548 852 f 2 393 2 393 Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census New Jersey 9 Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK NEWARK BRIDGEPORT, NY NJ CT PA COMBINED STATISTICAL AREA Con. New York Newark Edison, NY NJ PA Metropolitan Statistical Area Con. New York Wayne White Plains, NY NJ Metropolitan Division Con. 52 524 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance and insurance Con. Insurance carriers and related activities Con. Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Claims adjusting Third party administration of insurance and pension funds/ plans All other insurance related activities Funds, trusts, and other financial vehicles (part) Other investment pools and funds (part) Real Estate Investment Trusts REITs Real Estate Investment Trusts REITs 3 455 3 051 3 051 404 152 168 84 82 82 82 82 7 157 756 5 338 156 5 338 156 1 819 600 456 405 995 187 368 008 2 118 213 2 118 213 2 118 213 2 118 213 2 774 339 2 097 068 2 097 068 677 271 209 355 355 535 112 381 113 128 113 128 113 128 113 128 710 769 531 531 178 69 921 921 848 367 39 662 29 29 9 2 689 689 973 731 10.3 12.3 12.3 4.4 3.6 4.1 6.5 .7 .7 .7 .7 5.4 6.0 6.0 3.7 1.6 4.5 4.4 2.6 2.6 2.6 2.6 78 993 30 488 32 220 32 220 32 220 32 220 5 522 1 720 1 109 1 109 1 109 1 109 Suffolk County Nassau County, NY Metropolitan Division 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52221 522210 52222 522220 52229 522291 522292 5222929 522293 522298 5222981 5222988 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52313 523130 52314 523140 5239 52391 523910 52392 523920 52393 523930 52399 523991 Finance and insurance Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents International trade financing All other nondepository credit intermediation Pawn shops Other business credit institutions Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Financial transactions processing, reserve, and clearinghouse activities Financial transactions processing, reserve, and clearinghouse activities Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Commodity contracts dealing Commodity contracts dealing Commodity contracts brokerage Commodity contracts brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fduciary, and custody activities See footnotes at end of table. 5 250 1 971 1 204 730 730 412 412 61 61 386 14 14 74 74 298 52 204 202 14 26 14 12 381 264 264 53 53 64 64 N N N Q Q Q Q D D D D D D D D D D D D D D D D D D D D D D D 2 668 289 D 1 414 013 1 414 013 D D D D D D D D D D D D D D D D D D D D D D D D D 850 442 D 484 057 484 057 D D D D D D D D D D D D D D D D D D D D D D D D l 47 128 k 22 712 22 712 i i g g j g g i i h e h h b c b b h g g g g f f N N N Q Q Q Q D D D D D D D D D D D D D D D D D D D D D D N N N Q Q Q Q D D D D D D D D D D D D D D D D D D D D D D 901 497 100 100 371 371 13 13 13 13 404 46 46 155 155 178 178 25 16 D D D D D D D D D D D D D 914 886 914 886 D D D D D D D D D D D D D D D D D 346 376 346 376 D D D D D D D D D D D D D D D D D 34 911 34 911 D D D D i i f f i i e e b b g c c 787 787 f f f c D D D D D D D D D D D D D 3.2 3.2 D D D D D D D D D D D D D D D D D 3.2 3.2 D D D D 10 New Jersey Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK NEWARK BRIDGEPORT, NY NJ CT PA COMBINED STATISTICAL AREA Con. New York Newark Edison, NY NJ PA Metropolitan Statistical Area Con. Suffolk County Nassau County, NY Metropolitan Division Con. 52 524 5241 52411 524113 524114 52412 524126 524127 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance and insurance Con. Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct health and medical insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Direct title insurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Claims adjusting Third party administration of insurance and pension funds/ plans All other insurance related activities Funds, trusts, and other financial vehicles (part) Other investment pools and funds (part) Real Estate Investment Trusts REITs Real Estate Investment Trusts REITs 2 349 330 108 85 23 215 172 41 2 019 1 772 1 772 247 109 80 58 29 29 29 29 N Q Q Q Q Q Q Q 2 259 728 1 637 618 1 637 618 622 110 D 441 357 D D D D D 1 567 732 777 945 283 224 D D D 450 100 D 789 787 610 263 610 263 179 524 D 99 592 D D D D D 396 031 218 674 87 001 D D D 118 783 D 177 357 135 820 135 820 41 537 D 22 858 D D D D D 31 514 15 954 5 650 h h j 9 681 e 15 560 11 868 11 868 3 692 g 2 066 f c c c c N Q Q Q Q Q Q Q 23.5 29.3 29.3 8.4 D 4.5 D D D D D N Q Q Q Q Q Q Q 7.0 6.7 6.7 7.5 D 4.4 D D D D D Poughkeepsie Newburgh Middletown, NY Metropolitan Statistical Area 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522291 522292 5222929 5223 52231 522310 523 5231 52311 523110 52312 523120 5239 52392 523920 52393 523930 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524291 Finance and insurance Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Investment advice Investment advice Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Claims adjusting See footnotes at end of table. 745 349 271 186 186 49 49 35 35 52 44 13 29 28 26 16 16 90 44 10 10 32 32 46 21 21 18 18 306 53 17 11 35 30 253 231 231 22 11 N N N Q Q Q Q D D D D D D D D D D 106 163 D D D D D D D D 35 791 35 791 N Q Q Q Q Q 203 916 150 150 53 4 415 415 501 563 289 627 129 263 94 653 54 54 22 22 138 138 228 228 D D D D D D D D D D 44 615 D D D D D D D D 11 990 11 990 115 749 51 589 36 676 D D D 64 160 52 52 11 1 343 343 817 661 72 726 32 232 23 989 14 14 5 5 039 039 309 309 D D D D D D D D D D 12 185 D D D D D D D D 3 877 3 877 28 309 13 832 10 026 D D D 14 477 11 826 11 826 2 651 396 7 077 3 543 2 883 1 642 1 642 604 604 f f f e b e e c b b 632 e a a e e e c c 143 143 2 902 1 408 1 096 c e e 1 494 1 229 1 229 265 48 N N N Q Q Q Q D D D D D D D D D D 8.9 D D D D D D D D 6.0 6.0 N Q Q Q Q Q 28.5 35.9 35.9 7.6 68.2 N N N Q Q Q Q D D D D D D D D D D 33.1 D D D D D D D D 2.1 2.1 N Q Q Q Q Q 7.2 9.4 9.4 .9 9.0 Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census New Jersey 11 Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 NEW YORK NEWARK BRIDGEPORT, NY NJ CT PA COMBINED STATISTICAL AREA Con. Torrington, CT Micropolitan Statistical Area 52 522 5221 52211 522110 52212 522120 523 5231 52312 523120 5239 52392 523920 524 5242 52421 524210 Finance and insurance Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Insurance carriers and related activities Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages 212 109 97 37 37 51 51 40 18 11 11 22 13 13 63 61 60 60 N N N Q Q Q Q D D D D D D D N D D D 14 14 25 25 D 43 900 D 783 783 101 101 D D D D D D D D D D D 3 3 6 6 D 11 125 D 938 938 325 325 D D D D D D D D D D D g 1 209 g 426 426 693 693 c b b b b b b e e e e N N N Q Q Q Q D D D D D D D N D D D N N N Q Q Q Q D D D D D D D N D D D Trenton Ewing, NJ Metropolitan Statistical Area 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 5222929 5223 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 Finance and insurance Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents Activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities See footnotes at end of table. 622 267 180 120 120 40 40 20 20 69 27 27 42 11 23 23 18 N N N Q Q Q Q 24 963 24 963 258 793 D D D 20 788 D D 78 935 891 685 269 183 204 466 182 182 17 17 4 4 937 937 092 092 437 437 243 134 77 601 60 794 55 55 4 4 1 1 418 418 236 236 140 140 15 287 6 165 4 637 4 104 4 104 392 392 141 141 1 134 f f e 56 e e 394 N N N Q Q Q Q – – .3 D D D 1.6 D D 2.5 N N N Q Q Q Q 1.5 1.5 5.8 D D D – D D 64.6 48 593 D D D 1 969 D D 16 124 12 856 D D D 483 D D 3 951 158 54 13 13 37 37 104 16 16 49 49 31 31 197 67 37 29 27 24 130 112 112 18 1 257 254 D D D 207 781 207 781 D D D D D 41 375 41 375 N Q Q Q Q Q 184 776 D D D 232 664 D D D 69 901 69 901 D D D D D 17 399 17 399 389 838 331 059 D D D D 58 779 D D D 60 344 D D D 20 802 20 802 D D D D D 3 789 3 789 105 189 91 352 D D D D 13 837 D D D 3 215 f b b 924 924 g b b g g 190 190 5 907 4 828 e e h h 1 079 f f e .6 D D D – – D D D D D 7.8 7.8 N Q Q Q Q Q 8.4 D D D 3.6 D D D 7.0 7.0 D D D D D 33.1 33.1 N Q Q Q Q Q 13.8 D D D 12 New Jersey Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 PHILADELPHIA CAMDEN VINELAND, PA NJ DE MD COMBINED STATISTICAL AREA 52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52221 522210 52222 522220 52229 522291 522292 5222929 522294 522298 5222981 5222988 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52313 523130 5232 52321 523210 5239 52391 523910 52392 523920 52393 523930 52399 523991 523999 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance and insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents Secondary market financing All other nondepository credit intermediation Pawn shops Other business credit institutions Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Financial transactions processing, reserve, and clearinghouse activities Financial transactions processing, reserve, and clearinghouse activities Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Commodity contracts dealing Commodity contracts dealing Securities and commodity exchanges Securities and commodity exchanges Securities and commodity exchanges Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fduciary, and custody activities Miscellaneous financial investment activities Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct health and medical insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Claims adjusting Third party administration of insurance and pension funds/ plans All other insurance related activities Funds, trusts, and other financial vehicles (part) Other investment pools and funds (part) Real Estate Investment Trusts REITs Real Estate Investment Trusts REITs See footnotes at end of table. 9 820 1 1 1 1 4 288 2 476 1 624 1 624 592 592 257 257 1 177 43 43 432 432 702 188 425 418 10 71 46 25 635 306 306 58 58 271 271 1 903 674 188 188 465 465 14 14 1 1 1 1 228 262 262 414 414 473 473 79 69 10 3 561 882 371 236 135 473 389 77 38 38 2 679 2 282 2 282 397 172 151 74 67 67 67 67 N 1 103 621 1 103 621 1 103 621 1 103 621 N N Q Q Q Q D D D D D D D D D D D 1 667 610 D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D N Q Q Q Q Q Q Q Q Q D D D D D D D D D D D 12 951 621 58 987 58 987 58 987 58 987 D 2 888 873 2 474 393 2 474 393 306 708 306 708 D D D D D D D D D D D 38 816 D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D 780 780 75 75 3 677 910 13 945 13 945 13 945 13 945 D 884 511 637 637 166 166 D D D D D D D D D D D 10 790 D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D 48 48 7 7 223 724 1 228 1 228 1 228 1 228 m 59 437 353 353 906 906 h h k h h j j j g j j 418 e c c h g g g g g g k j h h i i e e e e e j f f j j g g g g b l l k j k j j f g g j j j i g h g f f f f N – – – – N N Q Q Q Q D D D D D D D D D D D .2 D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D N Q Q Q Q Q Q Q Q Q D D D D D D D D D D D N – – – – N N Q Q Q Q D D D D D D D D D D D .1 D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D N Q Q Q Q Q Q Q Q Q D D D D D D D D D D D Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census New Jersey 13 Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 PHILADELPHIA CAMDEN VINELAND, PA NJ DE MD COMBINED STATISTICAL AREA Con. Philadelphia Camden Wilmington, PA NJ DE MD Metropolitan Statistical Area 52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52221 522210 52222 522220 52229 522291 522292 5222929 522294 522298 5222981 5222988 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52313 523130 5232 52321 523210 5239 52391 523910 52392 523920 52393 523930 52399 523991 523999 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 Finance and insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents Secondary market financing All other nondepository credit intermediation Pawn shops Other business credit institutions Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Financial transactions processing, reserve, and clearinghouse activities Financial transactions processing, reserve, and clearinghouse activities Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Commodity contracts dealing Commodity contracts dealing Securities and commodity exchanges Securities and commodity exchanges Securities and commodity exchanges Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fduciary, and custody activities Miscellaneous financial investment activities Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct health and medical insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Claims adjusting Third party administration of insurance and pension funds/ plans All other insurance related activities See footnotes at end of table. 9 673 1 1 1 1 4 214 2 414 1 577 1 577 584 584 250 250 1 170 43 43 432 432 695 183 423 417 10 71 46 25 630 305 305 57 57 268 268 1 881 660 186 186 453 453 14 14 1 1 1 1 220 259 259 413 413 470 470 78 68 10 3 512 871 365 233 132 468 386 75 38 38 2 641 2 245 2 245 396 172 151 73 460 460 3 728 3 728 310 310 N 1 103 621 1 103 621 1 103 621 1 103 621 N N Q Q Q Q D D D D D D D D D D D 1 667 610 D D D D 236 771 236 771 D D D D D 2 621 066 D D 1 904 792 1 904 792 D D D D D D 303 303 860 860 804 804 D D D N Q Q Q Q Q Q Q Q Q 3 486 688 2 598 501 2 598 501 888 187 D D D 158 158 1 580 1 580 108 108 12 890 028 58 987 58 987 58 987 58 987 4 949 197 2 859 679 2 450 149 2 450 149 303 275 303 275 D D D D D D D D D D D 38 816 D D D D 81 984 81 984 D D D D D 1 043 275 D D 740 265 740 265 D D D D D D 056 056 173 173 433 433 D D D 61 61 473 473 27 27 3 663 061 13 945 13 945 13 945 13 945 1 444 461 877 397 774 774 74 74 684 684 398 398 D D D D D D D D D D D 10 790 D D D D 15 946 15 946 D D D D D 312 948 D D 219 417 219 417 D D D D D D 316 316 356 356 916 916 D D D 222 130 1 228 1 228 1 228 1 228 99 897 58 594 47 47 7 7 681 681 796 796 h h k h h j j j g j j 418 e c c h 1 706 1 706 g g g g k 11 190 h h 8 221 8 221 e e e e e j 972 972 355 355 561 561 g g b N – – – – N N Q Q Q Q D D D D D D D D D D D .2 D D D D 2.9 2.9 D D D D D 1.0 D D .5 .5 D D D D D D 1.2 1.2 1.7 1.7 15.2 15.2 D D D N Q Q Q Q Q Q Q Q Q 15.1 18.0 18.0 6.9 D D D N – – – – N N Q Q Q Q D D D D D D D D D D D .1 D D D D 5.5 5.5 D D D D D 11.8 D D 10.7 10.7 D D D D D D 5.3 5.3 .6 .6 9.9 9.9 D D D N Q Q Q Q Q Q Q Q Q 9.0 10.5 10.5 4.4 D D D 18 18 1 1 4 787 188 3 523 760 2 391 426 1 005 959 1 385 467 D 955 797 D D D 1 263 428 949 087 949 087 314 341 D D D 1 268 927 956 776 645 615 252 077 393 538 D 257 655 D D D 312 151 233 870 233 870 78 281 D D D 85 705 61 940 41 489 15 621 25 868 j 17 874 f g g 23 765 17 300 17 300 6 465 g h g 14 New Jersey Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 PHILADELPHIA CAMDEN VINELAND, PA NJ DE MD COMBINED STATISTICAL AREA Con. Philadelphia Camden Wilmington, PA NJ DE MD Metropolitan Statistical Area Con. 52 525 5259 52593 525930 Finance and insurance Con. Funds, trusts, and other financial vehicles (part) Other investment pools and funds (part) Real Estate Investment Trusts REITs Real Estate Investment Trusts REITs 65 65 65 65 D D D D D D D D D D D D f f f f D D D D D D D D Camden, NJ Metropolitan Division 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 5222929 5223 52231 522310 52239 522390 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 524 5241 52411 524113 524114 52412 524126 524127 5242 52421 524210 52429 524291 524292 524298 525 Finance and insurance Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct health and medical insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Direct title insurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Claims adjusting Third party administration of insurance and pension funds/ plans All other insurance related activities Funds, trusts, and other financial vehicles (part) 1 583 750 443 318 318 98 98 27 27 223 58 58 164 31 125 125 84 40 40 36 36 203 102 21 21 77 77 101 11 11 35 35 48 48 624 125 45 27 18 76 57 19 499 421 421 78 35 20 23 6 N N N Q Q Q Q D D D D D D D D D D D D D D D D D D D D D D D D D D D N Q Q Q Q Q Q Q D D D D D D D D 1 422 584 D D 213 113 213 113 D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D 58 235 D D D D D D D D D D D 355 282 D D 59 299 59 299 D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D 16 680 D D D D D D D D D D D 28 360 j i 7 300 7 300 g g c c i g g i c i i f e e c c g g c c g g f c c c c c c i h g f 862 h g e h h h f c e e b N N N Q Q Q Q D D D D D D D D D D D D D D D D D D D D D D D D D D D N Q Q Q Q Q Q Q D D D D D D D D N N N Q Q Q Q D D D D D D D D D D D D D D D D D D D D D D D D D D D N Q Q Q Q Q Q Q D D D D D D D D Philadelphia, PA Metropolitan Division 52 521 5211 52111 521110 Finance and insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank See footnotes at end of table. 6 491 1 1 1 1 N 1 103 621 1 103 621 1 103 621 1 103 621 8 743 257 58 987 58 987 58 987 58 987 2 438 001 13 945 13 945 13 945 13 945 148 990 1 228 1 228 1 228 1 228 N – – – – N – – – – Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census New Jersey 15 Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 PHILADELPHIA CAMDEN VINELAND, PA NJ DE MD COMBINED STATISTICAL AREA Con. Philadelphia Camden Wilmington, PA NJ DE MD Metropolitan Statistical Area Con. Philadelphia, PA Metropolitan Division 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52221 522210 52222 522220 52229 522291 522292 5222929 522298 5222981 5222988 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 5232 52321 523210 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance and insurance Con. Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents All other nondepository credit intermediation Pawn shops Other business credit institutions Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Financial transactions processing, reserve, and clearinghouse activities Financial transactions processing, reserve, and clearinghouse activities Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Securities and commodity exchanges Securities and commodity exchanges Securities and commodity exchanges Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fduciary, and custody activities Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct health and medical insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Claims adjusting Third party administration of insurance and pension funds/ plans All other insurance related activities Funds, trusts, and other financial vehicles (part) Other investment pools and funds (part) Real Estate Investment Trusts REITs Real Estate Investment Trusts REITs See footnotes at end of table. Con. 2 826 1 628 1 016 1 016 436 436 174 174 707 16 16 310 310 381 92 240 237 39 27 12 491 229 229 40 40 222 222 1 097 470 142 142 313 313 1 1 1 626 62 62 273 273 246 246 45 37 2 530 640 270 179 91 340 281 54 30 30 1 890 1 598 1 598 292 128 120 44 37 37 37 37 N N Q Q Q Q D D D D D D D D D 2 157 881 D D D D D 150 495 150 495 D D D D 5 888 427 D D D 1 371 565 1 371 565 D D D D D D 3 189 253 3 189 253 D D D D N Q Q Q Q Q Q Q Q Q D D D D 109 236 512 487 D 728 379 728 379 728 379 728 379 740 740 193 193 2 031 921 D 067 067 898 898 D D D D D D D D D 417 687 D D D D D 55 526 55 526 D D D D 2 571 666 D D D 559 259 559 259 D D D D D D 1 446 872 1 446 872 D D D D 4 047 962 D 2 131 844 881 356 1 250 488 D 751 941 D D D D D D D 41 968 176 768 D 32 721 32 721 32 721 32 721 208 208 47 47 580 093 D 757 757 392 392 D D D D D D D D D 138 431 D D D D D 10 380 10 380 D D D D 760 935 D D D 166 063 166 063 D D D D D D 434 848 434 848 D D D D 1 074 816 D 575 546 220 905 354 641 D 202 120 D D D D D D D 10 369 46 094 D 8 212 8 212 8 212 8 212 18 18 4 4 47 911 k 156 156 826 826 g g j g g j j i f 5 598 i c c b h 1 182 1 182 f f f f 28 753 i g g 6 057 6 057 e e e j e e 16 866 16 866 g g g g 70 653 l 36 247 12 926 23 321 j 13 540 f g g j j j i 932 3 413 g 445 445 445 445 N N Q Q Q Q D D D D D D D D D 2.4 D D D D D – – D D D D 2.1 D D D .5 .5 D D D D D D 1.8 1.8 D D D D N Q Q Q Q Q Q Q Q Q D D D D 17.7 1.9 D .7 .7 .7 .7 N N Q Q Q Q D D D D D D D D D 3.4 D D D D D 5.5 5.5 D D D D 5.1 D D D 10.3 10.3 D D D D D D .7 .7 D D D D N Q Q Q Q Q Q Q Q Q D D D D 2.8 4.4 D .2 .2 .2 .2 16 New Jersey Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 PHILADELPHIA CAMDEN VINELAND, PA NJ DE MD COMBINED STATISTICAL AREA Con. Philadelphia Camden Wilmington, PA NJ DE MD Metropolitan Statistical Area Con. Wilmington, DE MD NJ Metropolitan Division 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52221 522210 52222 522220 52229 522291 522292 5222929 522298 5222981 5222988 5223 52231 522310 52239 522390 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 5242 52421 524210 52429 524292 525 5259 52593 525930 Finance and insurance Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents All other nondepository credit intermediation Pawn shops Other business credit institutions Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fduciary, and custody activities Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct health and medical insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Third party administration of insurance and pension funds/ plans Funds, trusts, and other financial vehicles (part) Other investment pools and funds (part) Real Estate Investment Trusts REITs Real Estate Investment Trusts REITs 1 599 638 343 243 243 50 50 49 49 240 26 26 64 64 150 60 58 55 26 16 10 55 36 36 10 10 581 88 23 23 63 63 493 186 186 105 105 176 176 26 25 358 106 50 27 23 52 48 252 226 226 26 11 22 22 22 22 N N N Q Q Q Q D D D D D D D D D D D D D D D D D D D D D D D D D D 252 642 252 642 D D D D D D N Q Q Q Q Q Q D D D D D D D D D 2 724 187 D 1 585 734 1 496 969 1 496 969 D D D D D D D D D D D D D D D D D D D D D D D D D D D D 84 569 84 569 D D D D D D D D D D 76 744 D D D D D D D D D D D 869 778 D 529 003 506 628 506 628 D D D D D D D D D D D D D D D D D D D D D D D D D D D D 47 267 47 267 D D D D D D D D D D 22 217 D D D D D D D D D D D 44 780 k 24 414 22 225 22 225 g g e e i h h h h g f f f c b b g c c b b h g b b g g h 483 483 g g c c f f i i h g 1 685 g g g g g e c b b b b N N N Q Q Q Q D D D D D D D D D D D D D D D D D D D D D D D D D D 1.0 1.0 D D D D D D N Q Q Q Q Q Q D D D D D D D D D N N N Q Q Q Q D D D D D D D D D D D D D D D D D D D D D D D D D D 2.7 2.7 D D D D D D N Q Q Q Q Q Q D D D D D D D D D Vineland Millville Bridgeton, NJ Metropolitan Statistical Area 52 522 5221 52211 522110 Finance and insurance Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking See footnotes at end of table. 147 74 62 47 47 N N N Q Q 61 593 D 29 194 24 244 24 244 14 849 D 7 114 5 953 5 953 1 594 f 843 672 672 N N N Q Q N N N Q Q Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census New Jersey 17 Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 PHILADELPHIA CAMDEN VINELAND, PA NJ DE MD COMBINED STATISTICAL AREA Con. Vineland Millville Bridgeton, NJ Metropolitan Statistical Area Con. 52 523 5231 52312 523120 524 5241 5242 52421 524210 525 Finance and insurance Con. Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Securities brokerage Securities brokerage Insurance carriers and related activities Insurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Funds, trusts, and other financial vehicles (part) 22 14 12 12 49 11 38 37 37 2 D D D D N Q D D D D D D D D D D D D D D D D D D D D D D D D c c b b e e c c c a D D D D N Q D D D D D D D D N Q D D D D ALLENTOWN BETHLEHEM EASTON, PA NJ METROPOLITAN STATISTICAL AREA 52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 5222929 5223 52231 522310 52239 522390 523 5231 52311 523110 52312 523120 5239 52392 523920 52393 523930 524 5241 52411 524113 524114 52412 524126 524127 5242 52421 524210 52429 524292 525 Finance and insurance Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Mortgage bankers and loan correspondents Activities related to credit intermediation Mortgage and nonmortgage loan brokers Mortgage and nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Investment banking and securities dealing Investment banking and securities dealing Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Investment advice Investment advice Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Direct life insurance carriers Direct health and medical insurance carriers Direct insurance (except life, health, and medical) carriers Direct property and casualty insurance carriers Direct title insurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Third party administration of insurance and pension funds/ plans Funds, trusts, and other financial vehicles (part) See footnotes at end of table. 1 019 538 379 269 269 70 70 40 40 111 55 55 56 19 32 32 48 26 26 18 18 151 82 17 17 63 63 69 26 26 37 37 326 68 29 17 12 35 25 10 258 242 242 16 10 4 N N N Q Q Q Q 63 471 63 471 290 377 177 177 113 35 73 73 332 332 045 120 444 444 575 774 195 887 150 620 117 117 21 21 11 11 549 549 946 946 125 125 156 641 50 280 38 935 31 31 5 5 2 2 059 059 148 148 728 728 15 037 5 655 4 539 3 527 3 527 604 604 408 408 920 541 541 379 69 290 290 196 135 135 b b g f b b 702 702 c b b 152 152 8 329 7 058 5 757 3 866 1 891 g 1 057 b 1 271 1 142 1 142 129 95 b N N N Q Q Q Q – – .6 – – 1.4 – 2.2 2.2 .4 – – D D D D D D 1.0 1.0 D D D 9.2 9.2 N Q Q Q Q Q Q Q 37.7 40.5 40.5 18.4 10.8 D N N N Q Q Q Q .7 .7 22.3 32.7 32.7 6.1 2.0 4.2 4.2 14.1 18.8 18.8 D D D D D D 10.9 10.9 D D D 8.7 8.7 N Q Q Q Q Q Q Q 3.6 2.9 2.9 8.5 9.2 D 37 375 13 13 24 2 21 21 088 088 287 664 019 019 9 583 3 841 3 841 5 742 659 4 888 4 888 1 762 1 443 1 443 D D D D D D 13 136 13 136 D D D 1 741 1 741 88 404 75 742 62 455 48 828 13 627 D 11 424 D 12 662 10 606 10 606 2 056 1 751 D 21 204 14 350 14 350 D D D D D D 162 799 162 799 D D D 20 220 20 220 N Q Q Q Q Q Q Q 140 025 122 282 122 282 17 743 14 094 D 7 892 6 304 6 304 D D D D D D 45 061 45 061 D D D 7 017 7 017 315 014 258 221 204 971 152 771 52 200 D 45 748 D 56 793 47 941 47 941 8 852 7 553 D 18 New Jersey Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census Table 2. Summary Statistics for Metropolitan and Micropolitan Statistical Areas: 2002 Con. [Includes only establishments of firms with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions and hierarchy of metropolitan and micropolitan statistical areas (CSAs, MeSAs, MiSAs, and MDs), see Appendix E. Data based on the 2002 Economic Census. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see note at end of table] Paid employees for pay period including March 12 (number) Percent of revenue From admini strative records1 NAICS code Geographic area and kind of business Estab lishments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000) Estimated2 ATLANTIC CITY, NJ METROPOLITAN STATISTICAL AREA 52 522 5221 52211 522110 52212 522120 5222 52229 522292 5222929 5223 52239 522390 523 5231 52312 523120 5239 Finance and insurance Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Nondepository credit intermediation Other nondepository credit intermediation Real estate credit Mortgage bankers and loan correspondents Activities related to credit intermediation Other activities related to credit intermediation Other activities related to credit intermediation Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Securities brokerage Securities brokerage Other financial investment activities 294 159 114 89 89 16 16 28 24 15 15 17 12 12 N N N Q Q Q Q D D D D D D D 119 613 48 624 32 725 26 024 26 024 D D D D D D D D D 31 555 12 290 8 644 7 125 7 125 D D D D D D D D D 2 835 1 569 1 257 1 038 1 038 c c c c c c c b b N N N Q Q Q Q D D D D D D D N N N Q Q Q Q D D D D D D D 46 33 29 29 13 71 374 D 65 221 65 221 D 31 669 D 29 597 29 597 D 8 876 D 8 148 8 148 D 402 e 369 369 b .1 D – – D 9.0 D 4.3 4.3 D 524 5241 52411 5242 52421 524210 52429 524292 Insurance carriers and related activities Insurance carriers Direct life, health, and medical insurance carriers Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages Other insurance related activities Third party administration of insurance and pension funds/ plans 89 17 10 72 56 56 16 10 N Q Q D D D D D 39 320 D D D D D D D 10 389 D D D D D D D 864 e c f e e c c N Q Q D D D D D N Q Q D D D D D OCEAN CITY, NJ METROPOLITAN STATISTICAL AREA 52 522 5221 52211 522110 52212 522120 523 5231 52312 523120 524 5242 52421 524210 1Includes 2Includes Finance and insurance Credit intermediation and related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Securities, commodity contracts, other financial investments, and related activities Securities and commodity contracts intermediation and brokerage Securities brokerage Securities brokerage Insurance carriers and related activities Agencies, brokerages, and other insurance related activities Insurance agencies and brokerages Insurance agencies and brokerages 137 86 72 40 40 31 31 N N N Q Q Q Q 39 438 D 21 693 D D D D 9 699 D 5 332 D D D D 1 069 f 716 e e e e N N N Q Q Q Q N N N Q Q Q Q 14 11 10 10 37 31 27 27 D D D D N D D D D D D D D D D D D D D D D D D D b b b b e e c c D D D D N D D D D D D D N D D D revenue information obtained from administrative records of other federal agencies. revenue information that was imputed based on historic data, administrative data, industry averages, or other statistical methods. Note: The data in this table are based on the 2002 Economic Census. To maintain confidentiality, the Census Bureau suppresses data to protect the identity of any business or individual. The census results in this table contain nonsampling error. Data users who create their own estimates using data from this table should cite the Census Bureau as the source of the original data only. See also explanation of terms and geographic definitions. For the full technical documentation, see Appendix C. Finance & Insurance Geo. Area Series U.S. Census Bureau, 2002 Economic Census New Jersey 19 Appendix A. Explanation of Terms ANNUAL PAYROLL Payroll includes all forms of compensation such as salaries, wages, commissions, dismissal pay, bonuses, vacation allowances, sick-leave pay, and employee contributions to qualified pension plans paid during the year to all employees and reported on Internal Revenue Service (IRS) Form 941 as taxable Medicare Wages and tips (even if not subject to income or FICA tax). Excluded are commissions paid to independent (nonemployee) agents, such as insurance agents. For corporations, payroll includes amounts paid to officers and executives; for unincorporated businesses, it does not include profit or other compensation of proprietors or partners. Payroll is reported before deductions for social security, income tax, insurance, union dues, etc. This definition of payroll is the same as that used by the IRS on Form 941. ESTABLISHMENTS An establishment is a single physical location at which business is conducted. It is not necessarily identical to a company or enterprise, which may consist of one establishment or more. Economic census figures represent a summary of reports for individual establishments rather than companies. For cases where a census report was received, separate information was obtained for each location where business was conducted. When administrative records of other federal agencies were used instead of a census report, no information was available on the number of locations operated. Each economic census establishment was tabulated according to the physical location at which the business was conducted. The count of establishments represents those in business at any time during 2002. When two or more activities were carried on at a single location under a single ownership, all activities generally were grouped together as a single establishment. The entire establishment was classified on the basis of its major activity and all data for it were included in that classification. However, when distinct and separate economic activities (for which different industry classification codes were appropriate) were conducted at a single location under a single ownership, separate establishment reports for each of the different activities were obtained in the census. FIRST-QUARTER PAYROLL Represents payroll paid to persons employed at any time during the quarter January to March 2002. PAID EMPLOYEES FOR PAY PERIOD INCLUDING MARCH 12 Paid employees consist of full- and part-time employees, including salaried officers and executives of corporations, who were on the payroll during the pay period including March 12. Included are employees on paid sick leave, paid holidays, and paid vacations; not included are proprietors and partners of unincorporated businesses; independent (nonemployee) agents; full- and part-time leased employees whose payroll was filed under an employee leasing company’s Employer Identification Number (EIN); and temporary staffing obtained from a staffing service. The definition of paid employees is the same as that used by the Internal Revenue Service (IRS) on Form 941. REVENUE Includes revenue from all business activities whether or not payment was received in the census year, including commissions and fees from all sources, rents, net investment income, interest, dividends, royalties, and net insurance premiums earned. Revenue from leasing property marketed under operating leases is included, as well as interest earned from property marketed under capital, finance, or full payout leases. Revenue also includes the total value of service contracts and amounts received for work subcontracted to others. Finance & Insurance U.S. Census Bureau, 2002 Economic Census Appendix A A–1 Revenue does not include sales and other taxes (including Hawaii’s General Excise Tax) collected from customers and paid directly by the firm to a local, state, or federal tax agency. A–2 Appendix A Finance & Insurance U.S. Census Bureau, 2002 Economic Census Appendix B. NAICS Codes, Titles, and Descriptions 52 FINANCE AND INSURANCE The Finance and Insurance sector comprises establishments primarily engaged in financial transactions (transactions involving the creation, liquidation, or change in ownership of financial assets) and/or in facilitating financial transactions. Three principal types of activities are identified: 1. Raising funds by taking deposits and/or issuing securities and, in the process, incurring liabilities. Establishments engaged in this activity use raised funds to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale and risk. This activity is known as financial intermediation. 2. Pooling of risk by underwriting insurance and annuities. Establishments engaged in this activity collect fees, insurance premiums, or annuity considerations; build up reserves; invest those reserves; and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment. 3. Providing specialized services facilitating or supporting financial intermediation, insurance, and employee benefit programs. In addition, monetary authorities charged with monetary control are included in this sector. The subsectors, industry groups, and industries within the NAICS Finance and Insurance sector are defined on the basis of their unique production processes. As with all industries, the production processes are distinguished by their use of specialized human resources and specialized physical capital. In addition, the way in which these establishments acquire and allocate financial capital, their source of funds, and the use of those funds provides a third basis for distinguishing characteristics of the production process. For instance, the production process in raising funds through deposit-taking is different from the process of raising funds in bond or money markets. The process of making loans to individuals also requires different production processes than does the creation of investment pools or the underwriting of securities. Most of the Finance and Insurance subsectors contain one or more industry groups of (1) intermediaries with similar patterns of raising and using funds and (2) establishments engaged in activities that facilitate, or are otherwise related to, that type of financial or insurance intermediation. Industries within this sector are defined in terms of activities for which a production process can be specified, and many of these activities are not exclusive to a particular type of financial institution. To deal with the varied activities taking place within existing financial institutions, the approach is to split these institutions into components performing specialized services. This requires defining the units engaged in providing those services and developing procedures that allow for their delineation. These units are the equivalents for finance and insurance of the establishments defined for other industries. The output of many financial services, as well as the inputs and the processes by which they are combined, cannot be observed at a single location and can only be defined at a higher level of the organizational structure of the enterprise. Additionally, a number of independent activities that represent separate and distinct production processes may take place at a single location belonging to a multilocation financial firm. Activities are more likely to be homogeneous with respect to production characteristics than are locations, at least in financial services. The classification defines activities broadly enough that it can be used both by those classifying by location and by those employing a more top-down approach to the delineation of the establishment. Finance & Insurance U.S. Census Bureau, 2002 Economic Census Appendix B B–1 Establishments engaged in activities that facilitate, or are otherwise related to, the various types of intermediation have been included in individual subsectors, rather than in a separate subsector dedicated to services alone because these services are performed by intermediaries, as well as by specialist establishments, and the extent to which the activity of the intermediaries can be separately identified is not clear. The Finance and Insurance sector has been defined to encompass establishments primarily engaged in financial transactions; that is, transactions involving the creation, liquidation, or change in ownership of financial assets or in facilitating financial transactions. Financial industries are extensive users of electronic means for facilitating the verification of financial balances, authorizing transactions, transferring funds to and from transactors’ accounts, notifying banks (or credit card issuers) of the individual transactions, and providing daily summaries. Since these transaction processing activities are integral to the production of finance and insurance services, establishments that principally provide a financial transaction processing service are classified to this sector, rather than to the data processing industry in the Information sector. Legal entities that hold portfolios of assets on behalf of others are significant and data on them are required for a variety of purposes. Thus for NAICS, these funds, trusts, and other financial vehicles are the fifth subsector of the Finance and Insurance sector. These entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Separate establishments and employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities. 521 MONETARY AUTHORITIES - CENTRAL BANK The Monetary Authorities-Central Bank subsector groups establishments that engage in performing central banking functions, such as issuing currency, managing the nation’s money supply and international reserves, holding deposits that represent the reserves of other banks and other central banks, and acting as fiscal agent for the central government. 5211 MONETARY AUTHORITIES - CENTRAL BANK This industry group includes establishments classified in the following NAICS industry: 52111, Monetary Authorities-Central Bank. 52111 MONETARY AUTHORITIES - CENTRAL BANK This industry comprises establishments primarily engaged in performing central banking functions, such as issuing currency, managing the nation’s money supply and international reserves, holding deposits that represent the reserves of other banks and other central banks, and acting as fiscal agent for the central government. 521110 MONETARY AUTHORITIES - CENTRAL BANK This industry comprises establishments primarily engaged in performing central banking functions, such as issuing currency, managing the nation’s money supply and international reserves, holding deposits that represent the reserves of other banks and other central banks, and acting as fiscal agent for the central government. 522 CREDIT INTERMEDIATION AND RELATED ACTIVITIES Industries in the Credit Intermediation and Related Activities subsector groups establishments that (1) lend funds raised from depositors; (2) lend funds raised from credit market borrowing; or (3) facilitate the lending of funds or issuance of credit by engaging in such activities as mortgage and loan brokerage, clearinghouse and reserve services, and check cashing services. 5221 DEPOSITORY CREDIT INTERMEDIATION This industry group comprises establishments primarily engaged in accepting deposits (or share deposits) and in lending funds from these deposits. Within this group, industries are defined on the basis of differences in the types of deposit liabilities assumed and in the nature of the credit extended. B–2 Appendix B Finance & Insurance U.S. Census Bureau, 2002 Economic Census 52211 COMMERCIAL BANKING This industry comprises establishments primarily engaged in accepting demand and other deposits and making commercial, industrial, and consumer loans. Commercial banks and branches of foreign banks are included in this industry. 522110 COMMERCIAL BANKING This industry comprises establishments primarily engaged in accepting demand and other deposits and making commercial, industrial, and consumer loans. Commercial banks and branches of foreign banks are included in this industry. 5221101 NATIONAL COMMERCIAL BANKS (BANKING) This industry comprises establishments primarily engaged in accepting deposits and granting withdrawals; making commercial, institutional, and consumer loans; and providing other customer financial transactions. These depository institutions are chartered by the federal government. 5221102 STATE COMMERCIAL BANKS (BANKING) This industry comprises establishments primarily engaged in accepting deposits and granting withdrawals; making commercial, institutional, and consumer loans; and providing customer financial transactions. These depository institutions are chartered by one of the states, the District of Columbia, or U.S. territories. 52212 SAVINGS INSTITUTIONS This industry comprises establishments primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high-grade securities. Savings and loan associations and savings banks are included in this industry. 522120 SAVINGS INSTITUTIONS This industry comprises establishments primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high-grade securities. Savings and loan associations and savings banks are included in this industry. 5221201 SAVINGS INSTITUTIONS, FEDERALLY CHARTERED This industry comprises establishments, operating under federal charter, primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high-grade securities. 5221203 SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED This industry comprises establishments, not operating under federal charter, primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high grade securities. 52213 CREDIT UNIONS This industry comprises establishments primarily engaged in accepting members’ share deposits in cooperatives that are organized to offer consumer loans to their members. 522130 CREDIT UNIONS This industry comprises establishments primarily engaged in accepting members’ share deposits in cooperatives that are organized to offer consumer loans to their members. Finance & Insurance U.S. Census Bureau, 2002 Economic Census Appendix B B–3 5221301 CREDIT UNIONS, FEDERALLY CHARTERED This industry comprises establishments chartered by the federal government as “cooperatives,” primarily engaged in selling shares, granting withdrawals, making loans, and providing other financial transactions for their members. 5221309 CREDIT UNIONS, NOT FEDERALLY CHARTERED This industry comprises establishments chartered by other than the federal government as “cooperatives,” primarily engaged in selling shares, granting withdrawals, making loans, and providing other financial transactions for their members. 52219 OTHER DEPOSITORY CREDIT INTERMEDIATION This industry comprises establishments primarily engaged in accepting deposits and lending funds (except commercial banking, savings institutions, and credit unions). Establishments known as industrial banks or Morris Plans and primarily engaged in accepting deposits, and private banks (i.e., unincorporated banks) are included in this industry. 522190 OTHER DEPOSITORY CREDIT INTERMEDIATION This industry comprises establishments primarily engaged in accepting deposits and lending funds (except commercial banking, savings institutions, and credit unions). Establishments known as industrial banks or Morris Plans and primarily engaged in accepting deposits, and private banks (i.e., unincorporated banks) are included in this industry. 5222 NONDEPOSITORY CREDIT INTERMEDIATION This industry group comprises establishments, both public (government-sponsored enterprises) and private, primarily engaged in extending credit or lending funds raised by credit market borrowing, such as issuing commercial paper or other debt instruments or by borrowing from other financial intermediaries. Within this group, industries are defined on the basis of the type of credit being extended. 52221 CREDIT CARD ISSUING This industry comprises establishments primarily engaged in providing credit by issuing credit cards. Credit card issuance provides the funds required to purchase goods and services in return for payment of the full balance or payments on an installment basis. Credit card banks are included in this industry. 522210 CREDIT CARD ISSUING This industry comprises establishments primarily engaged in providing credit by issuing credit cards. Credit card issuance provides the funds required to purchase goods and services in return for payment of the full balance or payments on an installment basis. Credit card banks are included in this industry. 52222 SALES FINANCING This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collateralized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers. 522220 SALES FINANCING This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collateralized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers. B–4 Appendix B Finance & Insurance U.S. Census Bureau, 2002 Economic Census 52229 OTHER NONDEPOSITORY CREDIT INTERMEDIATION This industry comprises establishments primarily engaged in making cash loans or extending credit through credit instruments (except credit cards and sales finance agreements). 522291 CONSUMER LENDING This industry comprises establishments primarily engaged in making unsecured cash loans to consumers. 522292 REAL ESTATE CREDIT This industry comprises establishments primarily engaged in lending funds with real estate as collateral. 5222929 MORTGAGE BANKERS AND LOAN CORRESPONDENTS This industry comprises establishments primarily engaged in originating (making) and selling mortgage and other real estate loans (except farm) to permanent investors, and servicing these loans. 522293 INTERNATIONAL TRADE FINANCING This industry comprises establishments primarily engaged in providing one or more of the following: (1) working capital funds to U.S. exporters; (2) lending funds to foreign buyers of U.S. goods; and/or (3) lending funds to domestic buyers of imported goods. 522294 SECONDARY MARKET FINANCING This industry comprises establishments primarily engaged in buying, pooling, and repackaging loans for sale to others on the secondary market. 522298 ALL OTHER NONDEPOSITORY CREDIT INTERMEDIATION This industry comprises establishments primarily engaged in providing nondepository credit (except credit card issuing, sales financing, consumer lending, real estate credit, international trade financing, and secondary market financing). Examples of types of lending in this industry are: short-term inventory credit, agricultural lending (except real estate and sales financing) and consumer cash lending secured by personal property. 5222981 PAWNSHOPS This industry comprises establishments primarily engaged in lending money at interest in exchange for personal property left as security and selling the merchandise if the property is not reclaimed. 5222988 OTHER BUSINESS CREDIT INSTITUTIONS This industry comprises establishments primarily engaged in providing services, credit or capital to businesses, other organizations and members for short-term, intermediate and long-term periods (more than one year). 5223 ACTIVITIES RELATED TO CREDIT INTERMEDIATION This industry group comprises establishments primarily engaged in facilitating credit intermediation by performing activities, such as arranging loans by bringing borrowers and lenders together and clearing checks and credit card transactions. 52231 MORTGAGE AND NONMORTGAGE LOAN BROKERS This industry comprises establishments primarily engaged in arranging loans by bringing borrowers and lenders together on a commission or fee basis. Finance & Insurance U.S. Census Bureau, 2002 Economic Census Appendix B B–5 522310 MORTGAGE AND NONMORTGAGE LOAN BROKERS This industry comprises establishments primarily engaged in arranging loans by bringing borrowers and lenders together on a commission or fee basis. 52232 FINANCIAL TRANSACTIONS PROCESSING, RESERVE, AND CLEARINGHOUSE ACTIVITIES This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central banks); (2) reserve and liquidity services (except central banks); and/or (3) check or other financial instrument clearinghouse services (except central banks). 522320 FINANCIAL TRANSACTIONS PROCESSING, RESERVE, AND CLEARINGHOUSE ACTIVITIES This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central banks); (2) reserve and liquidity services (except central banks); and/or (3) check or other financial instrument clearinghouse services (except central banks). 52239 OTHER ACTIVITIES RELATED TO CREDIT INTERMEDIATION This industry comprises establishments primarily engaged in facilitating credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities). 522390 OTHER ACTIVITIES RELATED TO CREDIT INTERMEDIATION This industry comprises establishments primarily engaged in facilitating credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities). 523 SECURITIES, COMMODITY CONTRACTS, AND OTHER FINANCIAL INVESTMENTS AND RELATED ACTIVITIES Industries in the Securities, Commodity Contracts, and Other Financial Investments and Related Activities subsector group include establishments that are primarily engaged in one of the following: (1) underwriting securities issues and/or making markets for securities and commodities; (2) acting as agents (i.e., brokers) between buyers and sellers of securities and commodities; (3) providing securities and commodity exchange services; and (4) providing other services, such as managing portfolios of assets; providing investment advice; and trust, fiduciary, and custody services. 5231 SECURITIES AND COMMODITY CONTRACTS INTERMEDIATION AND BROKERAGE This industry group comprises establishments primarily engaged in putting capital at risk in the process of underwriting securities issues or in making markets for securities and commodities; and those acting as agents and/or brokers between buyers and sellers of securities and commodities, usually charging a commission. 52311 INVESTMENT BANKING AND SECURITIES DEALING This industry comprises establishments primarily engaged in underwriting, originating, and/or maintaining markets for issues of securities. Investment bankers act as principals (i.e., investors who buy or sell on their own account) in firm commitment transactions or act as agents in best effort and standby commitments. This industry also includes establishments acting as principals in buying or selling securities generally on a spread basis, such as securities dealers or stock option dealers. B–6 Appendix B Finance & Insurance U.S. Census Bureau, 2002 Economic Census 523110 INVESTMENT BANKING AND SECURITIES DEALING This industry comprises establishments primarily engaged in underwriting, originating, and/or maintaining markets for issues of securities. Investment bankers act as principals (i.e., investors who buy or sell on their own account) in firm commitment transactions or act as agents in best effort and standby commitments. This industry also includes establishments acting as principals in buying or selling securities generally on a spread basis, such as securities dealers or stock option dealers. 52312 SECURITIES BROKERAGE This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) between buyers and sellers in buying or selling securities on a commission or transaction fee basis. 523120 SECURITIES BROKERAGE This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) between buyers and sellers in buying or selling securities on a commission or transaction fee basis. 52313 COMMODITY CONTRACTS DEALING This industry comprises establishments primarily engaged in acting as principals (i.e., investors who buy or sell for their own account) in buying or selling spot or futures commodity contracts or options, such as precious metals, foreign currency, oil, or agricultural products, generally on a spread basis. 523130 COMMODITY CONTRACTS DEALING This industry comprises establishments primarily engaged in acting as principals (i.e., investors who buy or sell for their own account) in buying or selling spot or futures commodity contracts or options, such as precious metals, foreign currency, oil, or agricultural products, generally on a spread basis. 52314 COMMODITY CONTRACTS BROKERAGE This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in buying or selling spot or future commodity contracts or options on a commission or transaction fee basis. 523140 COMMODITY CONTRACTS BROKERAGE This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in buying or selling spot or future commodity contracts or options on a commission or transaction fee basis. 5232 SECURITIES AND COMMODITY EXCHANGES This industry group includes establishments classified in the following NAICS industry: 52321, Securities and Commodity Exchanges. 52321 SECURITIES AND COMMODITY EXCHANGES This industry comprises establishments primarily engaged in furnishing physical or electronic marketplaces for the purpose of facilitating the buying and selling of stocks, stock options, bonds, or commodity contracts. Finance & Insurance U.S. Census Bureau, 2002 Economic Census Appendix B B–7 523210 SECURITIES AND COMMODITY EXCHANGES This industry comprises establishments primarily engaged in furnishing physical or electronic marketplaces for the purpose of facilitating the buying and selling of stocks, stock options, bonds, or commodity contracts. 5239 OTHER FINANCIAL INVESTMENT ACTIVITIES This industry group comprises establishments primarily engaged in one of the following: (1) acting as principals in buying or selling financial contracts (except investment bankers, securities dealers, and commodity contracts dealers); (2) acting as agents (i.e., brokers) (except securities brokerages and commodity contracts brokerages) in buying or selling financial contracts; or (3) providing other investment services (except securities and commodity exchanges), such as portfolio management; investment advice; and trust, fiduciary, and custody services. 52391 MISCELLANEOUS INTERMEDIATION This industry comprises establishments primarily engaged in acting as principals (except investment bankers, securities dealers, and commodity contracts dealers) in buying or selling of financial contracts generally on a spread basis. Principals are investors that buy or sell for their own account. 523910 MISCELLANEOUS INTERMEDIATION This industry comprises establishments primarily engaged in acting as principals (except investment bankers, securities dealers, and commodity contracts dealers) in buying or selling of financial contracts generally on a spread basis. Principals are investors that buy or sell for their own account. 52392 PORTFOLIO MANAGEMENT This industry comprises establishments primarily engaged in managing the portfolio assets (i.e., funds) of others on a fee or commission basis. Establishments in this industry have the authority to make investment decisions, and they derive fees based on the size and/or overall performance of the portfolio. 523920 PORTFOLIO MANAGEMENT This industry comprises establishments primarily engaged in managing the portfolio assets (i.e., funds) of others on a fee or commission basis. Establishments in this industry have the authority to make investment decisions, and they derive fees based on the size and/or overall performance of the portfolio. 52393 INVESTMENT ADVICE This industry comprises establishments primarily engaged in providing customized investment advice to clients on a fee basis, that do not have the authority to execute trades. Primary activities performed by establishments in this industry are providing financial planning advice and investment counseling to meet the goals and needs of specific clients. 523930 INVESTMENT ADVICE This industry comprises establishments primarily engaged in providing customized investment advice to clients on a fee basis, that do not have the authority to execute trades. Primary activities performed by establishments in this industry are providing financial planning advice and investment counseling to meet the goals and needs of specific clients. 52399 ALL OTHER FINANCIAL INVESTMENT ACTIVITIES This industry comprises establishments primarily engaged in acting as agents or brokers (except securities brokerages and commodity contracts brokerages) in buying and selling financial contracts providing financial investment activities (except securities and commodity exchanges, portfolio management, and investment advice). B–8 Appendix B Finance & Insurance U.S. Census Bureau, 2002 Economic Census 523991 TRUST, FIDUCIARY, AND CUSTODY ACTIVITIES This industry comprises establishments primarily engaged in providing trust, fiduciary, and custody services to others, as instructed, on a fee or contract basis, such as bank trust offices and escrow agencies (except real estate). 523999 MISCELLANEOUS FINANCIAL INVESTMENT ACTIVITIES This industry comprises establishments primarily engaged in acting as agents and/or brokers (except securities brokerages and commodity contracts brokerages) in buying or selling financial contracts and those providing financial investment services (except securities and commodity exchanges; portfolio management; investment advice; and trust, fiduciary, and custody services) on a fee or commission basis. 524 INSURANCE CARRIERS AND RELATED ACTIVITIES Industries in the Insurance Carriers and Related Activities subsector group establishments that are primarily engaged in one of the following: (1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies or (2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services. 5241 INSURANCE CARRIERS This industry group comprises establishments primarily engaged in underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies and investing premiums to build up a portfolio of financial assets to be used against future claims. Direct insurance carriers are establishments that are primarily engaged in initially underwriting and assuming the risk of annuities and insurance policies. Reinsurance carriers are establishments that are primarily engaged in assuming all or part of the risk associated with an existing insurance policy (or set of policies) originally underwritten by another insurance carrier. Industries are defined in terms of the type of risk being insured against, such as death, loss of employment because of age or disability, and property damage. Contributions and premiums are set on the basis of actuarial calculations of probable payouts based on risk factors from experience tables and expected investment returns on reserves. 52411 DIRECT LIFE, HEALTH, AND MEDICAL INSURANCE CARRIERS This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) annuities and life insurance policies, disability income insurance policies, accidental death and dismemberment insurance policies, and health and medical insurance policies. 524113 DIRECT LIFE INSURANCE CARRIERS This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) annuities and life insurance policies, disability income insurance policies, and accidental death and dismemberment insurance policies. 524114 DIRECT HEALTH AND MEDICAL INSURANCE CARRIERS This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) health and medical insurance policies. Group hospitalization plans and HMO establishments (except those providing health care services) that provide health and medical insurance policies without providing health care services are included in this industry. 52412 DIRECT INSURANCE (EXCEPT LIFE, HEALTH, AND MEDICAL) CARRIERS This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) various types of insurance policies (except life, disability income, accidental death and dismemberment, and health and medical insurance policies). Finance & Insurance U.S. Census Bureau, 2002 Economic Census Appendix B B–9 524126 DIRECT PROPERTY AND CASUALTY INSURANCE CARRIERS This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies that protect policyholders against losses that may occur as a result of property damage or liability. 524127 DIRECT TITLE INSURANCE CARRIERS This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies to protect the owners of real estate or real estate creditors against loss sustained by reason of any title defect to real property. 524128 OTHER DIRECT INSURANCE (EXCEPT LIFE, HEALTH, AND MEDICAL) CARRIERS This industry comprises establishments primarily engaged in initially underwriting (e.g., assuming the risk, assigning premiums) insurance policies (except life, disability income, accidental death and dismemberment, health and medical, property and casualty, and title insurance policies). 52413 REINSURANCE CARRIERS This industry comprises establishments primarily engaged in assuming all or part of the risk associated with existing insurance policies originally underwritten by other insurance carriers. 524130 REINSURANCE CARRIERS This industry comprises establishments primarily engaged in assuming all or part of the risk associated with existing insurance policies originally underwritten by other insurance carriers. 5242 AGENCIES, BROKERAGES, AND OTHER INSURANCE RELATED ACTIVITIES This industry group comprises establishments primarily engaged in (1) acting as agents (i.e., brokers) in selling annuities and insurance policies or (2) providing other employee benefits and insurance related services, such as claims adjustment and third party administration. 52421 INSURANCE AGENCIES AND BROKERAGES This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in selling annuities and insurance policies. 524210 INSURANCE AGENCIES AND BROKERAGES This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in selling annuities and insurance policies. 52429 OTHER INSURANCE RELATED ACTIVITIES This industry comprises establishments primarily engaged in providing services related to insurance (except insurance agencies and brokerages). 524291 CLAIMS ADJUSTING This industry comprises establishments primarily engaged in investigating, appraising, and settling insurance claims. 524292 THIRD PARTY ADMINISTRATION OF INSURANCE AND PENSION FUNDS This industry comprises establishments primarily engaged in providing third party administration services of insurance and pension funds, such as claims processing and other administrative services to insurance carriers’ employee-benefit plans, and self-insurance funds. B–10 Appendix B Finance & Insurance U.S. Census Bureau, 2002 Economic Census 524298 ALL OTHER INSURANCE RELATED ACTIVITIES This industry comprises establishments primarily engaged in providing insurance services on a contract or fee basis (except insurance agencies and brokerages, claims adjusting, and third party administration). Insurance advisory services and insurance rate-making services are included in this industry. 525 FUNDS, TRUSTS, AND OTHER FINANCIAL VEHICLES Industries in the Funds, Trusts, and Other Financial Vehicles subsector are comprised of legal entities (i.e., funds, plans, and/or programs) organized to pool securities or other assets on behalf of shareholders or beneficiaries of employee benefit or other trust funds. The portfolios are customized to achieve specific investment characteristics, such as diversification, risk, rate of return, and price volatility. These entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Establishments with employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities. Establishments primarily engaged in holding the securities of (or other equity interests in) other firms are classified in Sector 55, Management of Companies and Enterprises. 5259 OTHER INVESTMENT POOLS AND FUNDS This industry group comprises legal entities (i.e., investment pools and/or funds) organized to pool securities or other assets (except insurance and employee-benefit funds) on behalf of shareholders, unit holders, or beneficiaries. 52593 REAL ESTATE INVESTMENT TRUSTS This industry comprises legal entities that are Real Estate Investment Trusts (REITs). 525930 REAL ESTATE INVESTMENT TRUSTS This industry comprises legal entities that are Real Estate Investment Trusts (REITs). Finance & Insurance U.S. Census Bureau, 2002 Economic Census Appendix B B–11 Appendix C. Methodology SOURCES OF THE DATA For this sector, large- and medium-size firms, plus all firms known to operate more than one establishment, were sent report forms to be completed for each of their establishments and returned to the Census Bureau. For most very small firms, data from existing administrative records of other federal agencies were used instead. These records provide basic information on location, kind of business, revenue, payroll, number of employees, and legal form of organization. Firms in the 2002 Economic Census are divided into those sent report forms and those not sent report forms. The coverage of and the method of obtaining census information from each are described below: 1. Establishments sent a report form: a. Large employers, i.e., all multiestablishment firms, and all employer firms with payroll above a specified cutoff. (The term “employers” refers to firms with one or more paid employees at any time during 2002 as shown in the active administrative records of other federal agencies.) b. A sample of small employers, i.e., single-establishment firms with payroll below a specified cutoff in classifications for which specialized data precludes reliance solely on administrative records sources. The sample was stratified by industry and geography. 2. Establishments not sent a report form: a. Small employers, i.e., single-establishment firms with payroll below a specified cutoff, not selected into the small employer sample. Although the payroll cutoff varies by kind of business, small employers not sent a report form generally include firms with less than 10 employees and represent about 10 percent of total revenue of establishments covered in the census. Data on revenue, payroll, and employment for these small employers were derived or estimated from administrative records of other federal agencies. b. All nonemployers, i.e., all firms subject to federal income tax with no paid employees during 2002. Revenue information for these firms was obtained from administrative records of other federal agencies. Although consisting of many firms, nonemployers account for less than 10 percent of total revenue of all establishments covered in the census. Data for nonemployers are not included in this report, but are released in the annual Nonemployer Statistics series. The report forms used to collect information for establishments in this sector are available at help.econ.census.gov/econhelp/resources/. A more detailed examination of census methodology is presented in the History of the Economic Census at www.census.gov/econ/www/history.html. INDUSTRY CLASSIFICATION OF ESTABLISHMENTS The classifications for all establishments are based on the North American Industry Classification System, United States, 2002 manual. There were no changes between the 2002 edition and the 1997 edition affecting this sector. Tables at www.census.gov/epcd/naics02/ identify all industries that changed between the 1997 North American Industry Classification System (NAICS) and 2002 NAICS. Finance & Insurance U.S. Census Bureau, 2002 Economic Census Appendix C C–1 The method of assigning classifications and the level of detail at which establishments were classified depends on whether a report form was obtained for the establishment. 1. Establishments that returned a report form were classified on the basis of their selfdesignation, product line revenue, and responses to other industry-specific inquiries. 2. Establishments without a report form: a. Small employers not sent a form were, where possible, classified on the basis of the most current kind-of-business classification available from one of the Census Bureau’s current sample surveys or the 1997 Economic Census. Otherwise, the classification was obtained from administrative records of other federal agencies. If the census or administrative record classifications proved inadequate (none corresponded to a 2002 Economic Census classification in the detail required for employers), the firm was sent a brief inquiry requesting information necessary to assign a kind-of-business code. b. Nonemployers were classified on the basis of information obtained from administrative records of other federal agencies. RELIABILITY OF DATA All data compiled in the economic census are subject to nonsampling errors. Nonsampling errors can be attributed to many sources during the development or execution of the census: • inability to identify all cases in the actual universe; • definition and classification difficulties; • differences in the interpretation of questions; • errors in recording or coding the data obtained; and • other errors of collection, response, coverage, processing, and estimation for missing or misreported data. Data presented in the Miscellaneous Subjects and the Product Lines reports for this sector are subject to sampling errors, as well as nonsampling errors. Specifically, these data are estimated based on information obtained from census report forms mailed to all large employers and to a sample of small employers in the universe. Sampling errors affect these estimates, insofar, as they may differ from results that would be obtained from a complete enumeration. The accuracy of these tabulated data is determined by the joint effects of the various nonsampling errors or by the joint effects of sampling and nonsampling errors. No direct measurement of these effects has been obtained except for estimation for missing or misreported data; however, precautionary steps were taken in all phases of the collection, processing, and tabulation of the data in an effort to minimize the effects of nonsampling errors. The Census Bureau obtains limited information extracted from administrative records of other federal agencies, such as gross revenue from federal income tax records and employment and payroll from payroll tax records. This information is used in conjunction with other information available to the Census Bureau to develop estimates for nonemployers, small employers, and other establishments for which responses were not received in time for publication. Key tables in this report include a column for “Percent of revenue from administrative records.” This includes revenue information obtained from administrative records of other federal agencies. The “Percent of revenue estimated” includes revenue information that was imputed based on historic company ratios or administrative records, or on industry averages. The Census Bureau recommends that data users incorporate this information into their analyses, as nonsampling error and sampling error could impact the conclusions drawn from economic census data. C–2 Appendix C Finance & Insurance U.S. Census Bureau, 2002 Economic Census TREATMENT OF NONRESPONSE Census report forms included two different types of inquiries, “basic” and “industry-specific.” Data for the basic inquiries, which include location, kind of business or operation, revenue, payroll, and number of employees, were available from a combination of sources for all establishments. Data for industry-specific inquiries, tailored to the particular kinds of business or operation covered by the report form, were available only from establishments responding to those inquiries. Data for industry-specific inquiries in this sector were expanded in most cases to account for establishments that did not respond to the particular inquiry for which data are presented. Unless otherwise noted in specific reports, data for industry-specific inquiries were expanded in direct relationship to total revenue of all establishments included in the category. In a few cases, expansion on the basis of the revenue item was not appropriate, and another basic data item was used as the basis for expansion of reported data to account for nonrespondents. All reports in which industry-specific data were expanded include a coverage indicator for each publication category, which shows the revenue of establishments responding to the industryspecific inquiry as a percent of total revenue for all establishments for which data are shown. For some inquiries, coverage is determined by the ratio of total payroll or employment of establishments responding to the inquiry to total payroll or employment of all establishments in the category. DISCLOSURE In accordance with federal law governing census reports (Title 13 of the United States Code), no data are published that would disclose the operations of an individual establishment or business. However, the number of establishments in a kind-of-business classification is not considered a disclosure; therefore, this information may be released even though other information is withheld. Techniques employed to limit disclosure are discussed at www.census.gov/epcd/ec02/disclosure.htm. Finance & Insurance U.S. Census Bureau, 2002 Economic Census Appendix C C–3 Appendix D. Geographic Notes Not applicable for this report. 2002 Economic Census U.S. Census Bureau, 2002 Economic Census Appendix D D–1 Appendix E. Metropolitan and Micropolitan Statistical Areas NEW YORK-NEWARK-BRIDGEPORT, NY-NJ-CT-PA COMBINED STATISTICAL AREA Bridgeport-Stamford-Norwalk, CT Metropolitan Statistical Area Fairfield County, CT Kingston, NY Metropolitan Statistical Area Ulster County, NY New Haven-Milford, CT Metropolitan Statistical Area New Haven County, CT New York-Newark-Edison, NY-NJ-PA Metropolitan Statistical Area Edison, NJ Metropolitan Division Middlesex County, NJ Monmouth County, NJ Ocean County, NJ Somerset County, NJ Newark-Union, NJ-PA Metropolitan Division Essex County, NJ Hunterdon County, NJ Morris County, NJ Sussex County, NJ Union County, NJ Pike County, PA New York-Wayne-White Plains, NY-NJ Metropolitan Division Bergen County, NJ Hudson County, NJ Passaic County, NJ Bronx County, NY Kings County, NY New York County, NY Putnam County, NY Queens County, NY Richmond County, NY Rockland County, NY 2002 Economic Census U.S. Census Bureau, 2002 Economic Census Appendix E E–1 Westchester County, NY Suffolk County-Nassau County, NY Metropolitan Division Suffolk County, NY Nassau County, NY Poughkeepsie-Newburgh-Middletown, NY Metropolitan Statistical Area Dutchess County, NY Orange County, NY Torrington, CT Micropolitan Statistical Area Litchfield County, CT Trenton-Ewing, NJ Metropolitan Statistical Area Mercer County, NJ PHILADELPHIA-CAMDEN-VINELAND, PA-NJ-DE-MD COMBINED STATISTICAL AREA Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Metropolitan Statistical Area Camden, NJ Metropolitan Division Burlington County, NJ Camden County, NJ Gloucester County, NJ Philadelphia, PA Metropolitan Division Bucks County, PA Chester County, PA Delaware County, PA Montgomery County, PA Philadelphia County, PA Wilmington, DE-MD-NJ Metropolitan Division New Castle County, DE Cecil County, MD Salem County, NJ Vineland-Millville-Bridgeton, NJ Metropolitan Statistical Area Cumberland County, NJ ALLENTOWN-BETHLEHEM-EASTON, PA-NJ METROPOLITAN STATISTICAL AREA Warren County, NJ Carbon County, PA Lehigh County, PA Northampton County, PA E–2 Appendix E 2002 Economic Census U.S. Census Bureau, 2002 Economic Census ATLANTIC CITY, NJ METROPOLITAN STATISTICAL AREA Atlantic County, NJ OCEAN CITY, NJ METROPOLITAN STATISTICAL AREA Cape May County, NJ 2002 Economic Census U.S. Census Bureau, 2002 Economic Census Appendix E E–3 EC02-52A-NJ 2002 2002 Economic Census Finance and Insurance Geographic Area Series USCENSUSBUREAU New Jersey: 2002